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If your driving your own vehicle you get into an accident while driving to work are you covered by worker compensation?

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Wiki User
2005-09-21 03:07:51
2005-09-21 03:07:51

Most likely yes, but what do you want to be covered for? Unless you made a material misrepresentation about how you would be using your vehicle to your insurance company. In my occupation I make house calls and as such I have a business use classification on my personal insurance policy so that there are no misrepresentation issues if an accident happens in route to a clients home or office. Yes, there is additional premium for a business use class but it sure beats a claim being denied. Consult your insurance agent to verify whether a business use class would be appropriate for your particular situation.

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