In most states the employer MUST carry Workmens Comp. It's the law. Check with your local wage and hour or whatever it's called in your state. Workmens Comp protects employees while on the job and pays for the medical costs when an accident occurs while at work. On the other hand, if you're talking about health insurance, employers are not required to carry medical policies for employees but many employers do because it is a good way to keep valuable employees from seeking other employment.
Cash and Carry was a policy used in the beginning of WW2. Roosevelt did not want to get into the war because of the previous effects of WW1. Therefore, he offered to sell European countries involved (mostly the Allies) any resources they needed as long as they paid in cash, and carried them themselves as to not cause harm to America in the transport. Therefore, it was deemed the Cash and Carry policy.
The policy that is used to help some Latin-American countries carry out economic programs at home is the United States foreign policy. This is a policy where the United States offers aid and guidance to other countries to help 'get them on their feet' and straighten out their economic and societal issues.
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