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You should consult an attorney for the correct answer, but, my experience would indicate that you would not be responsible if you did not sign on the contract at the time the auto was purchased. * If the married couple did not live in a community property state, the debt belongs solely to the deceased and becomes a part of the probate procedure the surviving spouse would not be responsible.

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Q: If your husband recently passed but you had voluntary repossession of his vehicle which was picked up this morning and the title and financing were in his name would you be responsible as his wife?
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