Probably not. If you don't have a license, get a ride, have someone drive for you, or walk.
It depends. Every Insurance company is different. Some will pay the damages because you pay them every month (or have paid in full) for the premium. Some will only pay to a certain point, others will out and out deny the claim for the reasons Roy stated. There is no universal course of action for every scenerio.
Even if they do pay, that will be the least of your problems because if you're involved in an accident while you're license is suspended you are guilty of a CLASS 6 FELONY in most states and will probably serve time or be put on probation for a while. In either case, you'd forever loose your ability to have a career or enjoy the privledges of United States citzenship.
if you have no license you can't afford to drive. Good luck!
Yes it does have to cover you
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
It all depends on her insurance cover
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Insurance and Suspended LicensesYes, If you auto insurance policy was active and in force at the time of your accident then they will cover the losses to the extent and limits of your policy coverage. Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.
full cover insurance
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
Are you planning to have a wreck or did you already have one? Call and ask your agent or claims agent.
YOUR CAR INSURCE
Assuming you were the one driving his car, yes his insurance will cover his car. The insurance company may drop his coverage for 'irresponsible behaviour' by allowing another person to drive it AND that person had a suspended license. However, your boyfriend could take you to court for the damages rather than file a claim with his insurance company. Technically, you are responsible for his car and you would lose in court.
Check the laws of your state and your policy. In my state, it is illegal to drive with a suspended license. Your policy will have exclusions and limitations that specify their position on damage incurred while engaged in illegal activity. In summary... NO.