Probably not. If you don't have a license, get a ride, have someone drive for you, or walk.
It depends. Every Insurance company is different. Some will pay the damages because you pay them every month (or have paid in full) for the premium. Some will only pay to a certain point, others will out and out deny the claim for the reasons Roy stated. There is no universal course of action for every scenerio.
Even if they do pay, that will be the least of your problems because if you're involved in an accident while you're license is suspended you are guilty of a CLASS 6 FELONY in most states and will probably serve time or be put on probation for a while. In either case, you'd forever loose your ability to have a career or enjoy the privledges of United States citzenship.
if you have no license you can't afford to drive. Good luck!
Yes it does have to cover you
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
It all depends on her insurance cover
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Insurance and Suspended LicensesYes, If you auto insurance policy was active and in force at the time of your accident then they will cover the losses to the extent and limits of your policy coverage. Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
full cover insurance
Are you planning to have a wreck or did you already have one? Call and ask your agent or claims agent.
Assuming you were the one driving his car, yes his insurance will cover his car. The insurance company may drop his coverage for 'irresponsible behaviour' by allowing another person to drive it AND that person had a suspended license. However, your boyfriend could take you to court for the damages rather than file a claim with his insurance company. Technically, you are responsible for his car and you would lose in court.
Check the laws of your state and your policy. In my state, it is illegal to drive with a suspended license. Your policy will have exclusions and limitations that specify their position on damage incurred while engaged in illegal activity. In summary... NO.
YOUR CAR INSURCE
AnswerIf you have a suspended license you shouldn't be driving and won't need car insurance. On the other hand, if you are attempting to comply with a court order to get car insurance before getting a provisional license, you may have to go to one of the insurance companies that cover special needs. Call around to different insurance companies to see whether they will write a policy that covers what you want. It may cost extra though.OR... just call an insurance company Like NationWide and they will do it in the State of Washington. I just did.
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine.
Your isnurnce will actually go down, not up, because you cant drive with a suspended license and you should cancel your insurance. If you drive anyway, your insurance will not cover you, so dont drive. if you have so many driving problesm just sell your car and take the bus or ride a bike.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Depends on the insurance company. There are companies that will insure unlicensed drivers.
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.
Hazard insurance is specific to a certain type of problem that can happen to your property. This can be anything from flood insurance to vandalism insurance.