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If there were not assets that could be used to pay her debts, then the debts become uncollectible. Other family members are not responsible to pay the debts of a deceased if they were not a joint account holder. If there were a surviving spouse they would be responsible for the debt even though they were not listed as a joint account holder, due to the fact that Louisiana is a community property state. Generally all that is needed is to supply the creditor with proof of death and of course all the information pertaining to the account itself. Please be adviced, it is not unusual for a creditor to try to convince family members into paying such debt(s) they ARE NOT legally obligated to do so. It may be necessary to also remit a letter of "cease and desist" if future collection attempts are pursued.

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โˆ™ 2005-09-06 14:50:21
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Q: If your mother passed away and was on a fixed income and had no estate and had a credit card from a department store who is liable for this account by the laws of Louisiana?
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