If you did not comply with the terms of the contract, they can repo the car. If you DID comply with the terms of the contract they are in violation of the law if they try to repo the car. It all depends on the terms that you originally signed. If it was a DUI wreck or anything else that willfully contributed to the wreck, you may have violated a condition of the contract. You may need to dig out the old contract and have a lawyer look at it for you.
Heck NO. LOL they might want you to THINK that...
A repo is a repo is a repo.
When you dont pay your payments on something
two
if you are behind on payments then yes they can
Not as long as the payments are current and have remained so.
ONE day.
Pay your payments on time or get a cheaper car
If your paying for the car, they cannot!
keep up your payments
Yes, you can self repo your car if you can no longer afford your car and is financially unable to pay the payments for your car.
You CANT legally. She could report it STOLEN if you did. Best thing to do is contact the LENDER and assure them that YOU will make the payments IF they will repo it. AND get the registration out of her name. They can do that AFTER repo. Good Luck and MERRY CHRISTMAS.