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If your son insures a car in his name but also drives one of your cars can you be held responsible if he has an accident with his car and doesn't have enough insurance?
Wiki User
∙ 17y ago
no the state requires you to have so much
Wiki User
∙ 17y ago
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Does paying more for car insurance benefit you if you're in an accident?
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
What happens in a motor vehicle accident when the other person who hit you doesnt have car insurance?
They have to pay for your repairs themselves
What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
If your friend gets into an accident with your car and you later find out he doesnt have a license and your insurance company does not covered unlicensed drivers who is responsible?
its the owner of the car. since they let the driver borrow the car (even if you didnt know they didnt have a licence) is responsible because if they were unsure they should have asked to see the licence before lettin the driver orrow the car
If someone gets in an accident exchanges insurance information doesnt call the police for a report and leaves the scene of the accident can a misdemenor or felony be charged to that person?
No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.
What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
Are you penalized on your ins. if your 16 yr old doesnt have license?
If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.
How can insurance players improve insurance market?
it doesnt
Who is responsible if a 16-year-old driving someone else's car hit and severely damaged your vehicle which was legally parked?
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
If you are drunk but have an accident and the other party was at fault will insurance pay for your car damages?
NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
What happens if a persin is injured in a vehicle and doesnt have insurance?
It's on your car insurance.
If a driver of a truck towing a camper that exceeds the truck manual's towing rating is involved in an accident is the truck driver at fault?
If he was at fault, regardless of whether he was pulling a camper or not, he would be responsible. Pulling a camper doesnt make you responsible for an accident if that was the only thing you did wrong. If someone rear-ended him, its their fault, if he rear ended someone or ran a red light, then yes, its his fault.
