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All assets and debts are handled in accordance with state probate laws. All non-exempt assets are used to pay the deceased's debts according to their priority, credit card accounts and other unsecured debts are considered of low priority. The deceased's family members are NOT responsible for paying the debts, the exception is a surviving spouse if the couple resided in a community property state. If there was a will, no property will be distributed to named heirs until debts have been satisfied, if there was not a will the state's intestate laws will apply.

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โˆ™ 2015-07-16 18:18:49
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Q: If your uncle died and he has an estate account do you have to pay his credit card debt?
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Estate insolvent cannot pay credit card debt affect on heir's credit history or tier score?

It does not. The debt belongs to the deceased. If the estate cannot settle the account, the credit card company is not going to get paid.

If someone dies with 10K in credit card debt and has bank account does the credit card company get the money?

Yes, they are a creditor that can make a claim on your estate.

How does a credit card account differ from a checking account?

A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.

Is the spouse resonsible to pay off credit card debt if their name is not on the card and if there is no estate?

Yes if the account if joint regardless if the actual card did not have their name on it.

Is an additional credit card holder liable for the whole debt on the credit card account?

ia an additional credit card holder liable for the whole debt of the credit card account

If a person has no estate at the time of death who would be responsible for his credit card debt?

Currently I am dealing with estate issues and credit card debts. I am not a lawyer but after talking to many professionals, it seems to me that if their is no estate and no joint credit card holders then the card company will have to write it off.....

If a credit card holder dies who will be responsible for paying debts on cards?

If the cardholder has an estate, the credit card company can pursue that. In practice they don't really do that. If the account is a joint account, the other account holder becomes wholly responsible for the debt. Otherwise the bank eats the money.

Is a credit card the same as a debt card?

the debit is your own money from your account and the credit account is borrowed

What is the difference between a checking account and credit card account?

checking from bank fund & credit card prepaid by credit

When I transfer money with my credit card what do you see on my credit card account?


How do you set up a pay pal account with out a credit card?

You don't have to enter your credit card when setting up an account on Paypal. Paypal requires your credit card information if you need your account verified.

If your wife died with credit card debt in her name only should you send them a copy of her death certificate or wait for them to call?

Not sure what the procedure is for all credit card companies, but as long as you are not in charge of the deceased's estate, and your name is not on the credit card account, then you are not responsible. However, you are supposed to call the credit card company and report their death. Any charges incurred after the date of the deceased's death, you are responsible for -- as an authorized user. If you wish to assume the credit card account, you must send the company a copy of your documents naming you as the 'executor of the estate'. This was the case in my mother's recent departure.

What is a Merchants account Credit card?

A merchants account credit card is a special type of credit card that is issued from a merchant acquiring bank. These credit cards allow a vendor or business to accept payments from customers using a credit card.

Do you have you pay to get a credit card?

Not usually, but if you have really bad credit, there are a few institutions that will give you a credit card if you have an account with them. The kicker is that you must maintain a balance in the account that is equal to the credit limit on the card.

How can you get an iTunes account without a credit card or gift card?

There is no possible way to do that. Creating an iTunes account requires the use of a credit card, and/or gift card.

Daughter owns half of CD and mother dies with credit card debt will daughter have to pay credit card debt with daughter's part of CD?

After a death an account goes into probate, Through probate the remainder of the dbet comes from the estate if there is not enough in the estate it will then come out of the CD

How can you change the credit card number on your PlayStation 3?

Your Credit Card number is on your Playstation Network Account. You log into the PSN account and go to account information and enter a credit card number that matches the name and address for your account information

What is the purpose of a merchant account in terms of credit card usage?

The purpose of a merchant account in credit card usage is that if one opens a business and accepts credit card payment online, one has to have a merchant account.

If get a new credit card because of fraud will that effect credit?

Unfortunately, it will reduce your credit score. What happens is that the original credit card account shows as closed, and you have a newly issued credit card account with a new number through the same credit card issuer. It will take at least 2 years before the newer credit card account is seen as a seasoned trade line.

Can you close your credit card account and continue to make payments?

No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments

Do you need a credit card to get an Amazon account?

To acess your Amazon account you do not need a credit card. To purchase anything on Amazon you then need a credit card.

Who is repsonsible to pay a credit card when the holder dies?

The estate, or any person who was listed on the account. The debt must always be settled.

Can a kid get a credit card?

yes you can get a kid a credit card on there own account

Can you re-open a credit card once closed?

Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.

How can a credit card balance be checked?

Your credit card statement in the mail. You can also check your credit card statement online. Just log into your account and you will see your account balance. You can even pay your credit card bill online.