Bankruptcy Law
Past Tenses

In Colorado if you file Chapter 13 can you keep your vehicle even if it is past due?


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Wiki User
2011-09-12 23:01:33
2011-09-12 23:01:33

Ask your B/K attorney. That's what you are paying for. INFO.


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Yes. Its even unofficially called a Chapter 20

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Chapter 13 is a reorganization of debt. I wouldn't think so as long as you reaffirmed the loan. Yet read the contract and see if this is even possible

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Actually you can get your vehicle back if you file bankruptcy within 10 days of your vehicle being repossessed. Your attorney can file an emergency injunction if needed.

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An automobile loan is secured by the vehicle title, meaning that the lending institution has filed legal notice of interest in the vehicle. Even if you file chapter 7 bankrupcy, the lending institution can repo the car if you don't make payments.

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