If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
Only if the driver was responsible and only for his liability
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
Manfred Benz has written: 'Die Unternehmerversicherung in der gesetzlichen Unfallversicherung' -- subject(s): Accident Insurance, Insurance, Employers' liability, Accident insurance, Employers' liability insurance
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
yes you can with or without it
Progressive Auto Insurance will cover your pet if it is injured in an accident with you.
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Employee Liability Act
The injury made him a liability to the squad. Liability insurance will normally pay claims by other drivers if you have an accident.
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You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Assuming the woman is at fault and caused the accident, she is certainly responsible for the damage caused. Whether or not a person has insurance has no impact on liability and they are still legally required to compensate you for the damage. If she refuses to pay outright, you will have to take her to court in order to recover. That's the frustrating part when people don't carry insurance. In most states, drivers are required by law to carry liability insurance, so it is likely she was driving illegally. Whether a person has liability insurance or not has nothing to do with whether or not they are responsible for the damage they caused to another vehicle. If the other person is the one that was found to be the one that caused the damage, then they are liable for the damage, whether they have liability insurance or not.
After an automobile accident the automobile insurance carrier will usually raise the rates of the liability 7-10% depending on the severity of the accident.
Usually it is the driver, there may be some liability if the car was in a state of disrepair or he was acting on your instructions.
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.