At least 10 years
10 years by federal law.
The credit accounts will appear in the credit portion of your report for seven years from their date of last activity. The legal item will appear in the public record portion for 10 years from the date of its' discharge.
For your credit report, discharge date is normally used...although it is, as a matter of federal court, on your record for much longer and availbale if any credit report user asks for a report for a longer time . And yes your federal record will stay with you for the rest of your life.
Try searching your credit report for info. Last resort would be to go to Lawyer that filed your bankruptcy.
The accounts can remain up to seven years after the last payment was made, but will show a zero balance due to a bankruptcy filing.
Keep in mind that a bankruptcy will affect your credit score. What you must do now is add good credit e.g. secure credit cards and maybe a secure loan will increase your credit score within 2 years. Your credit scrore primarily judge consumers on what they have done within the last two years. If you add good credit, your score will increase.
Per changes to the statute last year, the tax credit is exempt from seizure by the bankruptcy trustee.
Generally, only the last twelve (12) months of credit report requests are included on a credit report.