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Answered 2007-02-26 20:51:05

It will appear in your credit history for ten years. Credit reporting isn't state specific; it's a national standard. Most accounts will show for seven years but bankruptcy will show for ten.

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How long does chapter 7 bankruptcy last on your credit report.?

At least 10 years

How long can chapter 7 bankruptcy last on your credit report?

10 years by federal law.

How long will a chapter 7 bankruptcy appear on your credit report?

The credit accounts will appear in the credit portion of your report for seven years from their date of last activity. The legal item will appear in the public record portion for 10 years from the date of its' discharge.

Does bankruptcy stay on your record from first day of approval or last day of completing bankruptcy?

For your credit report, discharge date is normally used...although it is, as a matter of federal court, on your record for much longer and availbale if any credit report user asks for a report for a longer time . And yes your federal record will stay with you for the rest of your life.

Where would you find records of past car loans which was finance by Bank One then loan went into bankruptcy and paid out by bankruptcy?

Try searching your credit report for info. Last resort would be to go to Lawyer that filed your bankruptcy.

Which of these is considered to be the credit solution of last resort?


What is considered to be the credit solution of last resort?


How to clean up credit report after bankruptcy?

Keep in mind that a bankruptcy will affect your credit score. What you must do now is add good credit e.g. secure credit cards and maybe a secure loan will increase your credit score within 2 years. Your credit scrore primarily judge consumers on what they have done within the last two years. If you add good credit, your score will increase.

The accounts that you discharged in bankruptcy should no longer show on your credit report after 1 year?

The accounts can remain up to seven years after the last payment was made, but will show a zero balance due to a bankruptcy filing.

Is the child tax credit exempt from bankruptcy in Indiana?

Per changes to the statute last year, the tax credit is exempt from seizure by the bankruptcy trustee.

How many years of credit reports requests are included on a credit report?

Generally, only the last twelve (12) months of credit report requests are included on a credit report.

How long chapter 7 bankruptcy stay on credit report in wv?

A bankruptcy filing can remain on your credit report for up to ten years after your discharge. The good news is that you can work on rebuilding your credit and in approx. 3 years you may qualify for a major loan if you've paid all bills on time since the bankruptcy, have consistent employment, etc. Make sure incorrect information stays out of your credit file. You can request a copy from one or more of the credit reporting agencies . You will need to provide your name, address, SS#, DOB, employer and addresses from the last two years. Please see related links to request a free annual copy of your credit report.

What happens to your credit rating when you file bankruptcy?

Credit rating plummets when filing for bankruptcy. Bankruptcy should be the last resort and one should try everything to not go bankrupt - keep saving as much as possible.

How many points will your credit score go up once your Chapter 7 bankruptcy falls out off your credit report?

Significantly, but most important of all will be what have you done to make sure you have paid your credit cards on time and how have you rebuilt good credit since you last file Chapter 7.

How often are you entitled to a free credit report?

You are entitled to a free copy of your credit report once a year. But you may also receive your credit report for free if you were denied credit or employment within the last 2 months.

How do you find out who you owe on your credit report to improve your credit score?

When you pull your credit report you will notice at the very last pages of this report your creditor informaiton. This includes the name if the creditor, address, and phone number.

How long does a number 8 last on credit report?

for ever!

How long does bankruptcy last?

About 7 to 10 years. It will also stay on your credit rating for that long, too.

Can you get it off my credit report immediately for a reposseion last year?

If the repossession contains unverifiable, incorrect, incomplete, or misleading information, the account may be deleted from your credit report.

If you were declared bankrupt last year and have a full time job can you rent a property?

Filing the bankruptcy petition is "declaring bankruptcy." The real question is, did you get a discharge? Bankruptcy affects your FICO or other credit score, which is one element of qualifying for an apartment or house rental. If you are renting from a managed property that does a big background check, probably not. If you look for smaller rental properties rented and managed by the owner, you are more likely to qualify. Be up front about the bankruptcy, rather than let them find it on your credit report.

Will your last name show misspelled in your credit reports if you misspelled your last name in a credit card application but the application was denied?

If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.

Can negative information remain on your credit report if the last date is updated?


What does the acronym DLA stand for in an equifax credit report?

Date Of Last Activity

How long does a judgment last in New Mexico?

A judgment stays on your credit report until it is satisfied or for 14 years. Sometimes it will stay on your credit report past 14 years.

Can a reporting agency change dates on credit report after a dispute?

Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc... But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.

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