I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
My insurance canceled uninsured person hits someone in rear what happens to me
both, you for hitting the other vehicle and the other driver for being unlicensed
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
It is highly unlikely.
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
It is your car, so you will be responsible, however, this would be a good court case, because he/she actually "stole " your car and drove it. your insurance company and your lawyer will advise you what to do.Another View: It would, indeed, be an interesting case. There is such a charge as "Permitting an Unlicensed Operator." The law considers the person behind the wheel to be the person in charge of "operating" the vehicle. If you allowed the unlicensed person to sit behind the wheel, then you'allowed" him to be in control of the car, whether they drove off without your permission, or not. You may skate by without a traffic charge but your insurance company is not going to be happy with you. r
I doubt it since his insurance is only for his car and not yours.
You are still responsible for their insurance, when you get another job that has it available. If there is no insurance right now, most of the time you would be responsible for half of any medical bills that are acquired while they were uninsured.
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.