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I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.

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โˆ™ 2005-11-24 03:57:48
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Q: In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?
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Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?

My insurance canceled uninsured person hits someone in rear what happens to me


Insured motorist hit uninsured unlicensed driver - who's responsible?

both, you for hitting the other vehicle and the other driver for being unlicensed


When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?

You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!


Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?

It is highly unlikely.


If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?

Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.


If you hit an unlicensed driver will your insurance pay for damages to his car?

This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.


If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?

The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.


Who is responsible if a car owner let an unlicensed uninsured driver sit in their car and they drove it and hit a parked car?

It is your car, so you will be responsible, however, this would be a good court case, because he/she actually "stole " your car and drove it. your insurance company and your lawyer will advise you what to do.Another View: It would, indeed, be an interesting case. There is such a charge as "Permitting an Unlicensed Operator." The law considers the person behind the wheel to be the person in charge of "operating" the vehicle. If you allowed the unlicensed person to sit behind the wheel, then you'allowed" him to be in control of the car, whether they drove off without your permission, or not. You may skate by without a traffic charge but your insurance company is not going to be happy with you. r


A friend borrows your uninsured car with permission and causes accident Can a claim be filed against his insurance?

I doubt it since his insurance is only for his car and not yours.


In the divorce you responsible foare your childrens medical insurance but you lose your job are you still responsible for their insurance?

You are still responsible for their insurance, when you get another job that has it available. If there is no insurance right now, most of the time you would be responsible for half of any medical bills that are acquired while they were uninsured.


If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?

The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.


Can a uninsured and unlicensed driver sue you for an accident?

Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.

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