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In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?


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Answered 2014-03-21 21:02:28

The registered owner is only required to furnish liability insurance.

If the owner does not have sufficient coverage (liability, comprehensive or collision), then the driver's policy would invoke as secondary coverage.

It's not nice to borrow someones vehicle, wreck it and then claim ""not my responsibility". after all, you did borrow the vehicle.

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