In the State of Indiana is there a grace period when a homeowners insurance policy expires before it is cancelled?

When an insurance company decides to cancel your policy, they are required to give you approximately 15-30 day notice. The time period required depends on the reason for cancellation.

The best thing to do is to call your state department of insurance. Be sure to have the letter from the insurance company available, so that you can read verbatim why you are being canceled.

The Indiana Department of Insurance website is www.in.gov/idoi