It depends on the state you reside in. If permitted you would need to be bonded by having a certain amount of money "locked" in an account that you would have no access to unless you were to insure your vehicle by normal means.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
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