Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.
The law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it. Read More
What happens if you are driving an uninsured car that you also own and you get into an accident and it was your fault I have basic insurance on another vehicle but none on this vehicle in question?
If you are driving an uninsured car that you own and you get into an accident that is your fault, then you have to personally pay for the various expenses that may result from that accident, which includes both the cost resulting from damage to the cars involved, and also any medical expenses which result from injuries to people in those cars. Since you also are legally required to have insurance, the police may impose… Read More
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited. Read More
If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?
Yes! Read More
If an uninsured driver with just a learner's permit is involved in a fatal car accident can the uninsured driver's parent's insurance be filed against?
Dependant upon WHOM the learner was insured with, who's vehicle he/she was driving, and the legalities such as "was there a licensed driver in the car at the time of accident"? all these things play a role. Contact a lawyer or your broker for a definite answer, but yes, in some instances, the parents can be liable. Read More
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage. Read More
What if you are a licensed minor driving your parents uninsured car and get into an accident where you were at fault should the judgment be placed on the minor or the parents?
You should get in trouble because you caused the accident. Read More
If a 15 year old unlicensed minor learning to drive with an uninsured adult has an accident who is liable the parents of the minor or the uninsured driving instructor?
The owner of the vehicle is usually held liable. Read More
Only if the driver was responsible and only for his liability Read More
In nearly all states, each of those is a separate crime. 1) Driving uninsured. 2) Leaving the scene of an accident. Read More
7/10 teens could get involved in "drink-driving" accident" Read More
What happens if you are driving an uninsured car and you get into an accident and it was not your fault?
The at-fault driver's insurance will pay for all property and bodily injury damages. Read More
An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if… Read More
Sure. You violated the rules, they don't have to allow you to drive. It is a privilege, not a right. Read More
Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?
No. The car is insured and your son's policy will provide coverage up to its policy limits. Read More
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver . Read More
If the accident goes on your driving record, yes. Read More
If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance. Read More
If you are driving another person's car with permission and have an accident with an uninsured motorist running a red light will it be covered?
99% of all insurance companies will cover such situations. Read More
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims. Read More
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get payment from the uninsured auto owner you will have to sue them in civil court. Good luck Read More
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in. Read More
No. Only after you've reached the site and are then hurt resulting from an accident....BB Read More
Can you be held liable for your daughter's accident if she was driving your divorced spouse's uninsured car?
As long as your daughter is under 18 or 22 in som cases you can be held liable for any of her actions Read More
My husband was hit by an uninsured driver and he only got a 500.00 fine. Oh, and by the way, the UNINSURED driver just filed a claim with my insurance company, to try to receover damages to his car,WHAT about my damages? So, he is trying to get money in an accident he caused, and was driving around illeagally! How crazy is that! I suggest everyone keep full coverage insurance at all times to cover… Read More
Campanella was involved in a one car accident when the car he was driving hit a patch of ice as he was driving home from work in January, 1958. The accident left him paralyzed from the waist down. Read More
What happens if you are driving an uninsured car and you get into an accident and it was your fault?
Firstly,, If you are temporarily and unknowinlgly driving an uninsured non-owned vehicle and you do have liability insurance on your own vehicle, Then in Most cases that liability insurance from you own vehicle will follow you to the temporary vehicle as secondary coverage, so the accident may be covered under that policy. If No insurance exists to cover the vehicle then you can be subject to traffic fines for driving without financial responsibility, Impound of… Read More
Who pays when an uninsured vehicle is involved in an accident driven by someone other than the owner?
As a Broker I say it all the time to my clients - ALWAYS be sure who is driving your vehicle and vice versa... know about the vehicle you are driving IN. It is your responsability as a driver to acknowledge insurance coverage and ask/request proof. (yes, even from your bestest friend!) The fault therefore technically on the driver depending on fault issues as well. Read More
Maybe, (barring any exclusions in the policy), if an insured driver, drives an uninsured vehicle, many/most times their policy will kick in. However not always !! Sometimes, it will only come in for the first party damage. Many many questions would have to be answered (ie, do you drive this uninsured vehicle often? was this a one time thing? how long has this vehicle been uninsured? why were you driving it? and of course the… Read More
Can the other person's insurance company take you to court to suspend your driver license after an accident when you weren't insured?
Only if the legal penalty for driving while uninsured is license suspension. Read More
Is it legal for my company to ask me to complete a defensive driving course after I was involved in an accident?
It's absolutely legal, specially in cases where you're transporting members of the public or hazardous goods. By completing the course, you're lowering your companies cost to insure you. It's also perfectly legal for you to refuse to attend. Lastly, it's legal for your employer to then dismiss you for insubordination. Read More
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't Read More
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle. Read More
In North Carolina if you have liability coverage only and you damage a friend's car while driving it with their permission are you considered an uninsured driver by your friend's insurance company?
No. If you are driving a vehicle with someone's permission, they assume the risk of letting you drive it and therefore their insurance company also assumes the risk. Under the policy contract, you would be considered an 'insured' because you had permission to use the vehicle. If you were responsible for the damage to your friend's vehicle and the accident was your fault, the only coverage to file would be Collision Coverage. Uninsured motorist is… Read More
What percentage of Americans will be involved in an alcohol-impaired driving crash in their lifetime?
It is estimated that 1 in 3 Americans, or 33.33 percent, will be involved in a drunk driving accident in their lifetime. Each day in the U.S., 28 people die from drunk driving accidents. Read More
Whose fault is it if an uninsured driver slides down a snowy unplowed driveway into the illegally parked car of the homeowner?
The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver. Read More
An insured driver is driving an uninsured vehicle that they own and have an accident causing property damage. With whom should I seek payment?
Damages should be sought from the at fault party. Failure to add the owned vehicle to the auto insurance policy has left the driver apparantly uninsured in that vehicle. The claimant may need to rely on uninsured motorits coverage. The insurer may offer a grace period for newly acquired vehicles. both drivers should contact their insurance company as it appears one may have no coverage in the accident. Read More
This is similar to the dilemma of a retard that decides to get strapped to the car and the guy driving crashes and the one strapped to the car is suing the driver. Ultimately though it is the judges decision. But I don't believe you can. Read More
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra. Read More
Who would be held responsible for a car with no insurance if it is involved in an accident would it be the car owner or the person driving the car?
Owner. Read More
If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident. Read More
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive. Read More
What happens in a car accident if both cars involved do not have insurance and the car at fault was drunk driving?
If neither vehicle was insured you will have to sue the other party in order to collect any damages. Drunk driving is a contributing factor but really whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the probably don't have assets to pay the damages. This is why you need insurance and uninsured motorists coverage. Read More
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded. Read More
Is a learner permit driver covered under his parents insurance if he is driving alone and gets in an accident?
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that. Read More
Even after receiving a car insurance quote, someone driving uninsured is still putting their lives and others in jeopardy and whether you have a license or not. Someone driving uninsured can bring on the risk of being arrested. Read More
If you had an accident in a car that wasn't yours or insured the police were not called to the scene and no tickets were issued will this accident still show up on your driving record?
It will not show up, unless another person was invloved and they put a claim against you. If you do not report it it will not go on your driving record. Answer2: Nothing will show up, but why risk your own life and the life of other people driving in an uninsured vehicle. This time you may get away with it, but what about the next time and you actually cause great injury to yourself… Read More
Yes, you certainly can. Read More
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase. Read More