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Medicare is primary if you work for a company with less than 20 employees. It would also depend on if the spouse is covered under the employer group health insurance. For more info. see www.SteveShorr.com/medicare.htm I recommend you visit www.cms.gov. to answer your question, If you are not 65+ years old, completely disabled, or both, and your spouse is employed by a company with 100+ employees, then your spouses insurance is primary. However, if you are disabled, 65+ yrs old, or the company your spouse works for has less than 100 employees, then your medicare would be primary.

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โˆ™ 2005-03-08 21:36:12
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Q: Is Medicare primary when the spouse is still working or if the Medicare beneficiary works?
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Related Questions

Who pays first if you have medicare and are retired hourly from General Motors?

Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.


How do you get Medicare coverage for a non-working spouse voer 65 years old?

A non-working spouse can be eligible for Medicare coverage through their spouse who is qualified. To be able to file a claim for your non-working spouse, you must be Medicare eligible and at least 62 years of age.


If you have medicare and your spouse also has you as a dependent on their insurance which is primary and which is secondary?

Medicare is primary unless you are working and have coverage thru your employer. Coverage thru the spouse's employer would be secondary to your own Medicare coverage.NO. The answer posted above is incorrect! Medicare is Secondary.Medicare is secondary when :-The individual or his/her spouse is currently employed/working and covered under an employer group health plan as a result of current employmentsee this linkhttp://questions.cms.hhs.gov/cgi-bin/cmshhs.cfg/php/enduser/std_adp.php?p_faqid=871


You have medicare insurance and your spouse has medical insurance provider which includes you which medical insurance is primary nfor you?

If you have medicare and you are a dependent on your spouses medical insurance policy then you would be primary under your spouse and Medicare would be secondary payor. There are a few circumstances where Medicare would be primary but very few (your spouse is covered under COBRA, the group is less than 20 members, or you have end stage renal disease.) Medicare is 99.99 % always secondary because it is a government program (much like Medicaid.) I hope this helps:) Evan


Should adult children or the surviving spouse be the beneficiary?

The spouse should be the beneficiary.


Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?

No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.


Is your wife covered under Blue Shield and Medicare if you die?

Is ones spouse covered under Medicare and Blue Shield when the primary carrier dies.


Is there Medicare insurance for your spouse?

no there is no medicare insurance for spouse. Medicare insurance covers the claims only for the self and not fore the insured persons like spouse.


What happens to your spouse medical ins when you move to medicare?

If/when your spouse is 65, s/he will probably qualify for Medicare as your spouse. At that time, her/his private insurance will probably insist that s/he apply for Medicare.


Is the surviving spouse the legal beneficiary of a life insurance policy if no one is named beneficiary?

The policy would default to the Estate. which in most cases the spouse would be the executor of the estate. however, it would have to go through probate court first, so you always want to have a primary beneficiary a life insurance policy.


What do the letters stand for at the end of medicare numbers?

The letters denote the type of beneficiary - principal wage earner, spouse of wage earner, widow of wage earner, etc.


When is medicare disability prime over a group health plan?

As long as the only reason you are covered by Medicare is because of a disability and you haven't reached the minimum age Medicare requires to become eligible naturally, then the number of members in the group health plan will determine who is primary or secondary. Group plans with fewer than 100 members are considered to be "small" businesses and Medicare would be primary. Conversely, "large" businesses (more than 100 members) will be primary over Medicare. It doesn't matter whether the group plan is provided by you or your spouse. At the time you reach Medicare's required age to naturally become eligible with them, your case will be reviewed. At that point, the group size doesn't matter. If you have other coverage provided by you or your spouse, it will always be primary over Medicare. Medicare won't become primary until both you and your spouse have retired and are no longer covered by a group health plan. Medicare supplement plans are always secondary to Medicare, but then those aren't group health plans.


If the spouse is not a beneficiary of the estate are they still responsible for medical expenses?

The estate has the primary responsibility. Depending on the insurance, they may also have a responsibility.


In the state of Missouri does the spouse who is not the beneficiary on an IRA have to sign acknowledging that they are not the beneficiary?

In most cases, the spouse of the owner of an IRA is the default beneficiary. Therefore, there would be a legal document that would need to be signed acknowledging that he or she is not a beneficiary.


Do I have to list my spouse as a beneficiary in Florida?

No.


What if a spouse dies and you may be a beneficiary to their 401k but you divorced 10 years ago are you still eligble?

IF you are still the beneficiary on file for your ex-spouse then you are legally entitled to that money. If there was an updated beneficiary that lists other people as the beneficiary then you are not. On caveat is if you are listed as the beneficiary and the ex-spouse has a will in place that leaves the account to someone else, then you are not entitled.


If you take out a life insurance policy name your father as beneficiary and then get married but don't change the beneficiary to your spouse does the spouse have any rights to the policy?

No. The beneficiary is whoever is specifically named on the policy.


Can your wife get Medicare in 65?

A spouse can get Medicare if her husband is eligible for the program.


Can the spouse of a self-employed person be a beneficiary of a Health reimbursement arrangement?

Yes the spouse of someone who is self employed can be a beneficiary of a health reimbursement arrangement. You can choose whoever you want as your beneficiary.


If a person has two health coverage plans which one is primary?

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Your mother 401k went to your stepfather when she passed was you the I son intitled to any of it?

No, by law if you're married then your spouse is considered your primary beneficiary at 100% unless the spouse signs a document and has it notarized stating otherwise.


Can a spouse be covered under Medicare?

Yes, if the spouse is at least 65 years old.


Can you drop your spouse from your health insurance once the spouse is eligible for medicare?

It wouldn't be a good idea, because there are deductibles, co-pays, etc. not covered by Medicare.


Does my Medicare cover your wife too?

If you are eligible for Medicare, your spouse is eligible (but s/he must apply).


Does your spouse have to be your beneficiary for long term disability?

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