Is Saturn habitable?

With sufficient advanced technology, ANYPLACE is "habitable", including space and the bottom of the oceans. The ISS astronauts certainly think so.

However, for unprotected human beings, Saturn would be too cold, and the atmosphere would be too dense and poisonous as well. It may be that in centuries to come, humans will live on Saturn's moon Titan, and others, within enclosed bubbles, but probably not on Saturn itself. its got billions of rings around but "NOT " too count on.