Is US Health Group medical insurance any good?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

That is a very hard question to answer as we have three plans. Plus we layer coverage over coverage with some association plans, so the coverage can be more comprehensive, plus making the premium cost less with first dollar coverage.
As with any insurance product, it is important to get the right agent and you must be proactive in your own health plan. Read the policy, ask questions and make sure that the plan has the coverage you need.
4 people found this useful

What is the target group for medical insurance sales?

\n Answer \n. \nAnyone with $$$, even those that don't can get Healthy Families or Medi-Cal, medicaid.\n. \n Answer \n. \nIn most states medical insurance products focus on three markets:\n. \nIndividuals - those who pay for their own coverage because they are unemployed, self-employed o ( Full Answer )

Possible to get life insurance if previously declined due to medical history but currently in good health?


Can you cancel your health insurance any time?

Answer . You'll need to check your Plan documents. It depends if your premiums are part of a Section 125 Cafeteria Plan (aka, premium deductions are taken from your paycheck PRE-Tax).. Most plans require a "Qualified Event" to make changes outside of the Open Enrollment period. If there is a qua ( Full Answer )

Medicare and group health insurance?

When you have other insurance, there are rules that decide whether Medicare or your other insurance pays first. The insurance that pays first is called the "primary payer" and pays up to the limits of its coverage. The one that pays second, called the "secondary payer," only pays if it covers any of ( Full Answer )

What is considered a group for group health insurance?

2 or more employees, at least 70% of total employees, 50% minimum employer contribution - click here for more details under the CA Small Group Law - then check with your agent for specific company details & rules.

How much is health insurance in US?

Answer . Health Insurance Premiums depend on your age, height/weight, health history, pre-existing conditions, and medications that you are taking. Some companies have more lenient underwriting practices than others.. Based on average information and assuming that you are generally pretty health ( Full Answer )

How many have health insurance in US?

\n. \nIn the United States approximately 2/3 of the population has health insurance. Only about 20% of those uninsured do not qualify for private insurance. Most states have formed Health Insurance Risk Pools that will insure these individuals. Te democrats keep telling us that health insurance is ( Full Answer )

What decade did group health insurance begin?

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. In the late 19th century, "accident insurance" began to be available.. Health insurance was first offered in the United States by the Franklin Health Insurance Company of Massachusett ( Full Answer )

Is Anthem health insurance good insurance?

Anthem Blue Cross is a great carrier. They have one of the largest networks in CA and in the county. Of course you cant always please everybody so their bound to have some cons but overall they have worked well for me and my family. And I'm an insurance broker for nearly a decade if that helps.

What is medical underwriting for health insurance?

Medical underwriting investigates your medical history and determines your eligibility for coverage. They enforce the guidelines established by the insurance company. Underwriting may also play an important role in determining the payment of claims.. They can decline your ability to be covered by t ( Full Answer )

What is group health insurance?

Group health insurance provides medical insurance to members of aselected group of people at a discounted rate. For instance, thegroup may be the members of a society or professional association,or the employees of a particular employer. These plans aregenerally uniform in nature, offering the same ( Full Answer )

Is a multi-plan health insurance a good option. I am thinking of using perfect health insurance providers and i am not sure if its reliable?

I am a little confused as to what you mean by "multi-plan." I think you may be talking about a portable PPO option policy and if that is the case I believe its a good choice. The premium will always be higher on a PPO policy than a traditional policy or HMO though.. First off, I dont know anything ( Full Answer )

Do Jews have any health and medical beliefs?

Yes they do... They believe in preserving life and trying to keep healthy and fit, however, if someone is terminally ill, they can be treated for the pain, but cannot do anything about the death, if death comes for them, then it is the end. Also, they believe that they cannot harm or dictate death ( Full Answer )

In the Economic slowdown i lost my job my new employer does not provide group health insurance to its employees Any help as how you should buy health insurance privately?

Well, as you mentioned that your new employer does not offer you group health insurance, it seems you had the policy with your earlier employer. One option is that you can continue the same policy for 18 months through COBRA; or pick up some online platforms that will give you a fair idea of plans a ( Full Answer )

What are medical insurance group rates?

Group medical insurance rates are those which apply to policies that cover a group of persons, as distinct from individual policies. The groups that are insured generally have a common denominator, such as employment by the same employer, or membership in the same organization. Typically, since the ( Full Answer )

Is there any health insurance for a person with a illness?

In general, yes. However, currently, an insurance company may exclude coverage for the illness for which the person is being treated. Often, the exclusion is for a specific period of time, and thereafter, even that condition is covered. Health insurance and certain other forms of personal insurance ( Full Answer )

Any cheap health insurance companies?

Motor Club of America is by far the best cheapest insurance company I've ever heard off. For just $20 dollar a month you get roadside assistance, discounts on prescription drugs, vision and dental care along with up to $55,000 immediate cash hospital benefits for more information please contact me a ( Full Answer )

Is there any type or form of Health Care Insurance medical insurance a health care system whether it be government sponsored or private that the Philippines offers to its native residents?

yes there are plenty of private health care insurance companies in the philippines. the government also provides health care insurance to its native residents thru PHIC (PhilHealth), Medicare, Redcross, PCSO and many other government institutions. Just recently, even pawnshops are doing healthcare & ( Full Answer )

What is the benefit of group health insurance?

Group health insurance is more beneficial than individual group plan because it comes to the individual for free. This is the best way one can get health insurance and medical benefits while saving money.

What companies offer group health insurance?

Most companies offer group health insurance. As an employer it is normally a good thing to offer a group health insurance plan as it is cheaper for the company and needed by the employee.

Where can you learn more about group health insurance?

The majority of people under the age of 65 have medical insurance through their employers' group insurance. According to the National Coalition on Health Care, in 2005, over 80 percent of employees were eligible for employer-group insurance and 83 percent of those who were offered, opted for these t ( Full Answer )

Where can you get a good health insurance coverage?

You can get good health insurance coverage on AARP, Humana One, and Aetna. The companies provide you dental, medical, pharmacy and life insurance. Prices are decent and you can be prepared when you are injured or dying.

Who is a good insurance group?

American empire insurance company is a good insurance company with a rating of A+ based on their financial strength, claim paying ability. It has a great customer services crew as well.

What is HSA Health insurance used for?

HSA Health insurance is a type of medicare that has both short and long term plans. Most elderly people have these plans to ensure that there family is financially secure.

Can I have the option to not use my health insurance?

Yes, you can ask the care provider to bill you and not your health insurance. You will probably have to go to great effort to do this, as all of their systems are geared to bill the insurer. If you want to make sure that the insurer does not get the bill (which would have your diagnosis and treatmen ( Full Answer )

Are there any risks if good medical terminology is not used?

There is a danger if good medical and correct medical terminology is not used by physicians, nurses and medical transcriptionists. Imagine if someone put hypoglycemia instead of hyperglycemia on a chart. A patient could be given too much insulin and be killed or put into a coma. Any incorrect unders ( Full Answer )

Which is good health insurance in india?

The various health insurance policies offered by Star Health & Allied Insurance Limited (with head quarter at Chennai) are in a nut shell unique. These policies have been best suited for peoples of all age groups. The Company is exclusively doing health insurance business for which it is registered ( Full Answer )

Can you get medical if you have health insurance?

If you have health insurance, you can get yourself admitted in any net work hospital on a package and if your bill is within your prescribed sum insured limit, you need not to pay a single dollar. When in non net work hospital, you are to pay at the time of discharge and claim the amount along with ( Full Answer )

Can a group health insurance deny coverage based on pre existing condition if they have no written explanations of such limitations and conditions in any written format?

The explanation appears in "fine print" in your certificate of coverage. The claim denial should tell you exactly the words from the certificate that is the basis for the denial. If you are not sastisfied with their answer, you can appeal the decision. THe denial letter should also give you instruct ( Full Answer )

What are the benefits of group health insurance?

One of the biggest benefits of group health insurance is that as a group, usually an employer, you can get insurance at a cheaper rate per person then you otherwise could purchase separately. It also allows for a better benefit package all around.

Where can one obtain group health insurance?

The easiest way to get group health insurance is through an employer's benefits package. Because this is not always possible, many groups, clubs and organizations arrange for insurance option using the members who buy insurance through them as the group to lower the cost.

What health issues are typically not covered by medical health insurance?

A lot of people purchase health insurance because they think it will help them when they become ill. Many people do not understand that when purchasing a particular health insurance provider many of them won't cover their health cost. Some people who are not covered are people who are pregnant, peop ( Full Answer )

What is the difference between regular health insurance and major medical health insurance?

The difference between regular health insurance and major health insurance boils down to coverage. Regular health insurance covers basic procedures such as check ups, minor illnesses and minor injuries. Major health insurance is purchased when one wants coverage for more serious health conditions ( Full Answer )

What is Medicare health insurance used for?

Medicare health insurance is used to cover the health care costs for American individuals over the age of 65. Medicare is a topic of discussion during almost every political debate.

Where are the headquarters of the Health Group Insurance?

There are no companies termed specifically "Health Group Insurance." A company that closely matches "Health Group Insurance" is the United Health Group based in Minnetonka, Minnesota. They were founded in 1977 and their current CEO is Stephen Hemsley.

What is a good health insurance business?

There are many different health insurance businesses that have great reviews. For helpful quality customer reviews check out the website Angies List.

Where can one apply for medical health insurance?

One can apply for medical health insurance from many different companies. Some companies that offer medical health insurance include SFHSA, Medi-Cal, and eHealthInsurance.

How can group health insurance policy benefit me?

Group health insurance is beneficial because it is cheaper then individual insurance. Group health insurance also offers plans to protect you from more things for a better price.

Are Group Health Insurance is beneficial?

Group Insurance is a insurance provides coverage to a group ofpeople under one contract.Group insurance are more affordable thanother individual insurance plans and also beneficial to those whocannot afford individual life insurance. Such schemes are providedfor employees, associations, societies, e ( Full Answer )