yes
Not without letting you know first.
Quite a few restaurants charge a minimal fee for CC use. It isn't a matter of "legality". Just the way a place chooses to offset the accounting expenses. No it is not legal to surcharge 50 cents or any amount on a credit card, but yes it is legal to surcharge on a debit/check/atm card any amount. A situation has been going on where people are complaining about being surcharged on there debit cards. First of all some of these people are ignorant because they do not understand the difference between a credit card and a debit card and when there card is processed as debit they get upset arguing to run there debit card as credit. There debit card will never be a credit card, the money that gets authorized for a transaction on there card is debited out of there checking or savings account. Credit obviously is the money that a financial institution is authorizing you to borrow and if you do not return that money before the billing cycle you have to pay interest. Also, there are people that ignore the rates that a restaurant pay on each credit or debit transaction and sometimes the restaurants or mom and pop stores lose when someone buys a chocolate bar or a soda using there credit or debit card. The surcharge or convenience fee that the drive throughs charge helps maintain the low prices of the food due to what the mrchant pays for credit or debit card processing. Some of these places pay up to $1,500.00 a month on credit card processing. Bottom line, yes it is legal to surcharge $.50 or more on debit/check/atm card transactions. I have paid $.99 at a taco bell and $.75 at McDonalds. $.50 is quite decent.
Surcharge, or also known as zero fee processing, is the fee transferred to the customers when they pay using a credit card. It is considered legal to other US states and illegal on 8 states. Surcharging can help businesses, especially those small to mid-sized ones) improve their profit by reducing costs. To help understand surcharge and surcharging more, you can read this article: cloudbanking.co/surcharge-fee-ticket-to-profit-growth/
You can take back a mortgage yourself. However, remember that you already know the potential buyer has poor credit and may not pay the mortgage payments. You should obtain legal advice from an attorney.You can take back a mortgage yourself. However, remember that you already know the potential buyer has poor credit and may not pay the mortgage payments. You should obtain legal advice from an attorney.You can take back a mortgage yourself. However, remember that you already know the potential buyer has poor credit and may not pay the mortgage payments. You should obtain legal advice from an attorney.You can take back a mortgage yourself. However, remember that you already know the potential buyer has poor credit and may not pay the mortgage payments. You should obtain legal advice from an attorney.
If they are not listed on the mortgage, then they have no legal obligation to pay the debt. If payments are not made it is only your credit that will be damaged.
yes
Credit card companies can charge what they like in fees. It's up to the user to make sure they use the card responsibly - and not default n payments. However - doubling the amount owed on the card is rare !
a co signer has a right to protect their credit- if you are not paying then legal action can be taken by the co signer
Not sure why you are even asking. With credit scores (FICO, not Vantage Scores) of 300 - 850, you want to have your credit scores at least over 640+. If you can get them to over 700+, your payments would be so much lower. Research what the difference of payments are if your credit scores are higher and much lower. Do credit repair (legal by federal law) and enjoy lower monthly payments, better interest rates, obtain jobs, etc. Please don't even try to get a loan if your credit scores are in the 400 and 500 range. It just doesn't make any sense! Get educated, get your credit scores higher!!
Yes, Orchard Bank online payments are legal payments. Making online payments is faster, easier, and often more secure for both the person making the payment and the bank itself.
In my state, Texas, you must be 18 years of age to enter into a legal binding contract with any company. State laws may vary.
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.