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The hospital is allowed to bill any valid insurer that it thinks will have coverage for your bill. Typically, they would want to bill whichever policy has the most comprehensive coverage. Legally, the most comprehensive policy in effect for that type of care will be considered the primary coverage for the loss. Since it is a medical facility, it would also make sense that they bill your health insurance policy since that is what they would have the most experience with.

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8y ago
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7y ago

No they are not required to do so, but I have found that Hospitals will bill everyone they think might pay, so they will bill the auto insurance company if they have the information, as well as the health insurer. Even at times that the person has PIP coverage, if the had a hospital stay of a day it will exceed the PIP coverage for medical payments.

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Q: Is a Hospital Required To Bill Health Ins when PT has a Florida Personal Injury Protection?
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