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Yes. Even after the vehicle is sold, you'll still owe them the remaining balance of what you borrowed, and they'll continue to call.

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โˆ™ 2013-08-21 15:58:59
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Q: Is a creditor allowed to continue calling debtor after a vehicle has been repossessed but not sold?
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How can you find out if the collection lawyer represent the original creditor or not?

by calling on his/her phone.


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pretend you're the supervisor and tell creditor that the he/she was let go/laid off weeks ago!


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Tell the creditor in a firm voice "DO NOT CALL THIS NUMBER AGAIN". It is a violation of the Fair Credit Reporting Act for them to continue to call you. They can be cited for it. Ask to speak to a supervisor.


What is a good sentence using the word creditor?

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Have you tried mentioning calling your attorney next time they call? that usually stops them.


What can a creditor do if you are in default on a credit card?

A creditor can turn you over to collections and report you to the credit reporting agencies. Depending on what type of credit card you are talking about, the creditor can also demand return of items purchased on the card (such as an appliance store account). If you are getting harassing phone calls at home or work (yes, they are allowed to call you at work), you can send them a written letter stating that you no longer want them to call you at home or work (sent via registered mail with return receipt). The creditor would then be allowed to call you one more time to verify receipt of your letter. Creditors are also not allowed to call you before 7am or after 9pm. Due to privacy isses, creditors are not allowed to tell your employer or others not listed on the credit account why they are calling.


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