Is a divorced man's child covered by the significant other's insurance plan?
As far as I know, in most states the significant other would have to legally adopt, or become the legal gardian of the child in question in order for that child to be classified as "dependant" on the significant other. Your significant other cannot approve medical procedures for the child, thus they cannot offer insurance on said procedures.
The short answer is no. Unless that significant other was the spouse, he could not extend coverage to the child.
In my case, I am the noncustodial parent & was order to carry medical coverage for my son. When I got married my wife was able to put my son on her insurance plan as well.
I have my stepdaughter on my health insurance. My insurance company allows it for children that live with us. The insurance would also cover children that don't live with us but he is court mandated to provide insurance for them.
Also note that certain states have a "Domestic Partner" legal status, which will often allow a person's Domestic Partner to include both adults and any children in the household (regardless of legal custody) to be covered under a family policy. Domestic Partnerships were commonly (but not exclusively) used by gay couples in places where same-sex marriage was illegal.
This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.
Do you have to have full coverage on each vehicle you have or is it enough to have it on one and liability on the others and be fully covered?
If a person has full coverage insurance on a car and another person is going to drive the car but isn't listed as a driver on that insurance are they still covered?
Yes, your Health insurance can provide coverage for injuries received in an auto accident beyond what may have already been covered through an automobile insurance policy. Your health insurance however is specific to you and the covered persons under your policy. It will not pay for property damage or liabilities for injuries to others.
What do you feel the qualifications for a payer to cover costs for sterilization procedures should be?
What is the law when you let a friend borrow a car and the car is damaged internally severally and in my opinion vandalised?
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to…
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
I assume this means 'are hearing aids covered by insurance?' The answer is yes and no. Some insurance companies do offer limited coverage for one instrument every 3 years, others offer limited coverage for two instruments once, and still others offer a reimbursement of up to $500 when you purchase instruments. Medicare does not cover hearing aids.
In the United States, yes. However, this is usually covered by health insurance. The real question, though, is whether the admission to an in-patient unit will be authorized by the insurance company. The only reason admission is usually covered is that the person poses a threat to himself or to others.
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners…
So, is this about home, auto, personal, commercial, fire, theft or something else? Any insurance policy cost (Allstate or others) depends on the type of insurance, amount of insurance, what is and what is not covered, your location, previous insurance related experience and activity, potential likelihood of a need to use the insurance and especially your ability to negotiate with the insurance agent for the best price possible.
"Full coverage" doesn't actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say full coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.
What is the federal government stand on domestic partnership having to do with federal taxes when partners file separately but one person is covered by the others health insurance?
There are so many options for auto insurance that you can virtually anything covered. Where I live you must have Public Liability and Public damage insurance on your vehicle. This very basic coverage is to pay for harm done to others by your driving errors. Any criminal act will void your coverage. DUI for example. From there you may insure you vehicle for virtually any misfortune that may befall it from the accidental actions of…
When a homeowner dies and the home needs repairs are the contractors covered while working in the unoccupied home under the existing policy?
If the insurance premiums were paid up to date before the homeowner's death, and if the repairs are covered under the policy, then yes, the repairs should be covered by the insurance policy. If there is a dispute as to whether or not the repairs are covered, read the dec page (declarations page) of the original insurance policy, which will give you more information as to what is covered, and what is not. There are…
Would homeowners insurance cover damage from a leaking gutter that damaged an enclosed porch ceiling and items on the porch?
No. Homeowners insurance is probably the best bargain in insurance by offering a great deal of coverages for a surprisingly small premium. The situation you are describing is not an insurance matter but a maintenance issue. It is not made to cover maintenance of the home but covers accidents that are "sudden and accidental". Homeowners insurance covers incidents that are caused by a covered cause such as theft, fire, lightning, windstorm, vandalism, weight of ice…
Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly! Fires are covered by property insurance, such as a dwelling's fire or hazard policy.
Depends on your insurance provider. You'll have to contact your agent or the company through customer service to find out what your insurance policy covers. It'll also be on your policy if you have it. Some insurance policies automatically cover infrequent drivers, others only cover primary insured. If your child is a regular driver of the vehicle, you will need to add them to the insurance at additional cost.
This depends on the insurance provider. Some cover only 25% of specific medical treatments, others could cover as much as 100%. Generally speaking most insurance providers cover 80% of a regular (preventative care) doctor visit or require a co-pay. Check the policy information before you purchase insurance. Alternatively, if you already have insurance, contact your provider and ask what is covered.
If an individual is wanting insurance on a 1991 Ford Mustang, he or she must be aware that the cost of insurance is variable. For instance, the cost of the insurance will be determined on the driver's age, the driver's record, and other factors. Some drivers will qualify for insurance which is significantly less than others. Additionally, a person must decide if they want the 1991 Mustang to be fully coverd or only covered by…
Yes, it can cover you depending on the reason you were driving another persons vehicle. Remember that auto insurance follows the legal liabilities of the named insured. If you were driving another persons vehicle under the "replacement vehicle rules" then yes your liabilities should be covered under your own auto insurance policy. A replacement vehicle is typically defined as a borrowed or rented vehicle that one is driving because their own vehicle is under repair…
If your parent is not driving anymore and his license is expired but he still has a car and carries insurance on it for others to drive him around what should you do to be perfectly legal?
Is a property owner liable to others if there is fire on the owned property and the automatic sprinklers activate and cause water damage to the property of others?
It depends on how the lease is written. You may be liable if the damage was done as a result of actions caused by the landlord, and as such the landlord is responsible for the sprinkler system. However, you shold be covered under your insurance or better yet the other tenant should be covered under their insurance. The damage was done as a result of a properly working system which contained a fire and any…
A doctor can bill you for any and all amounts you have incurred for those services rendered to you. It is up to you to see to it that those bills get paid whether your insurer pays them or you pay them. Some services may be covered under your policy while others may not be covered. Regardless of what is or is not covered though, You, the patient are ultimately responsible for the bill.