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Is a judgment against you automatically reported to all credit agencies?

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2005-09-16 21:40:01
2005-09-16 21:40:01

Not in the sense that an officer of the court contacts credit bureaus and gives them the pertinent information. There are hundreds of businesses which only do searches of public records and then sell the information to other business, credit bureaus, attorneys, private citizens, and so forth. The credit bureau itself would not be able to take on such an arduous task and still maintain quality productivity (assuming they do, which is a BIG assumption).

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If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.

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A judgment is granted to the victor in a court case and would only be reported against the defendant after it is granted. So the suit itself is never reported until a conclusion is declared by the court.

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A letter from the collection company or creditor who reported it or a lien release form if the judgment was placed in lien against property.

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A default judgment will be entered against you, and will be reported to the credit bureaus automatically. If you still refuse to move, the court will direct the county sheriff to physically remove you and all of your property out of the apartment/house you are renting.

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you loose, automatically. judgment will be made against you even if you don't go to court.

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You don't file a judgment you file a lawsuit against a company. A judgment is what you get if you win the legal battle.

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If there is a judgment AGAINST you for fraud, then NO, such a judgment WILL NOT be discharged.

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If there is a judgment against you, the best thing to do is to pay. It will remain on your record indefinitely if you do not. You can argue the judgment in court, but once a judgment is entered it will likely not be reversed.

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Can someone collect my income tax return for a judgment against me

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Yes, if a collection agency files a lawsuit and is awarded a judgment against the debtor. In the majority of U.S. states a judgment can be executed against bank accounts even those held jointly. The exception would be a marital account held in Tenancy By The Entirety (TBE) when only one spouse is the judgment debtor.

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It is a notice you have been sued for civil damages and must appear in court to defend yourself. If you do not shoe, a judgment may automatically be rendered against you.

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A judgment against the trustee in his individual capacity will not affect the trust property. A judgment against the trustee as the trustee will become a lien on the trust property.

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In Illinois, each payment is a judgment.

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reporting credit delinquenciesI am a landlord. My tenant is seriously in default of her lease and is in arrears in excess of $5,500. and refuses to pay. How can I report her to the credit agencies?-----------------You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.

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Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.

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What kind of "action?" You can take action against them just as you would against any other company. They can be reported to Consumer Affairs agencies - sued in court - etc. However, you may run into a bit of a problem if they are foreign-based.

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Yes you can, a judgment does not stop you from traveling outside the country.

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Yes and no. The contractor can file a lien against your house for non-payment. Even if you honestly don't owe the contractor any money, he may still lien your house; he will eventually have to prove the lien's validity in court or it is automatically released. No lien can be filed against your car. However, if the contractor gets a judgment against you, that judgment may be executed against your car and home to secure payment.

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A judgment creditor cannot seize a refund, that action is only available to the IRS, state tax agencies or state child support enforcement agency. The judgment creditor would need to levy the debtor's bank account, garnish income or enforce the judgment by other means allowed by the laws of the debtor's state.

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If the husband was not liable for the debt, then his wages cannot be garnished to collect on the judgment. The judgment is against the person who incurred the debt.


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