Is a long term care insurance policy considered to have a unlimited benefit period?

Depending on the benefit period that you choose, every long-term care insurance has benefit period which is determined based on your choice of how long your are going to receive benefit from your long-term care insurance policy. You can choose from 2 years, 3 years or even a lifetime benefit period which is also known as unlimited coverage, where you will be receiving benefits until your demise. However, the longer benefit period you have, the more expensive your long-term care insurance premium will be.