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Only if the married couple reside in a community property state or the spouse is a joint account holder. An "authorized user" is not considered an account holder and is not legally responsible for debt incurred on a credit card account.

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โˆ™ 2009-03-30 17:14:15
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Q: Is a spouse responsible for credit card debts in the other spouse's name?
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Related questions

Is spouse responsible for spouses debts in Montana?

no


Is a spouse responsible for deceased spouses medical bills?

No - a person's debts die with them. The spouse of a deceased person is not responsible fofr their outstanding bills.


Is the husband respoNsible for spouse credit card debt if the spouse has passed away?

Debts of the spouse are considered to have benefited both of them. He can be held responsible for the debts.


Why are you responsible for your spouses credit card debt after his death in the state of California?

The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.


Are you responsible for a spouses credit card debt in ct if they pass away?

In most cases the spouse is going to be considered to have benefited from the debts of the spouse. Technically the estate should pay the bills, and that has to happen before the spouse gets any distribution.


Who is responsibe for spouses debts in case of death?

The estate is responsible to resolve all debts. Once they are resolved, then the rest can be distributed to the spouse.


In Michigan is a surviving spouse responsible for the deceased's credit card debts?

The estate of the deceased is responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.


Is a spouse responsible for the credit card debts in the other spouse's name in New Jersey?

If the two of you are married, I believe you are responsible.


Would your spouse be responsible for your business credit card debt if you were to die if she is not an account holder?

Your estate is responsible for your debts. If the business is owned by the deceased, the business is responsible. A spouse is not responsible, but the amount they inherit will be affected by the debts.


Is a spouse in South Carolina liable for another spouses debts?

In most cases, yes, the spouse will be responsible. They are considered to have benefited from the goods and services.


Is spouse always responsible for deceased debts if they are not on the credit card application?

no


Is a spouse responsible for living spouses debt if they are not listed on the accounts?

They are typically going to be held responsible. The debt is used to buy goods and services. The spouse is considered to have benefited from these debts.


Is a surviving spouse responsible for a deceased spouses medical bills in Iowa?

The estate is responsible for all the debts of the deceased. Indirectly the spouse will have to pay them off from the estate before she can inherit.


Is the surviving spouse responsible for a deceased spouses medical bills in the state of Florida?

The wife is not directly responsible unless she is on the contract. Florida courts could rule that the spouse benefited from the debts and could be held responsible. The estate has to pay the debts before she can inherit anything.


In Arizona are you responsible for your husband's credit card debt if you are not on the accounts?

Arizona is a community property state, in general all assets and debts belong to both spouses. It is possible to use the innocent spouse defense if it can be proved that the person did not have any connection whatsoever to the debt(s). If a spouse used even one credit card, they will probabaly be held liable for all the debts.


Is a spouse responsible for the medial debts of the other spouse?

YES with qualifications. Joint assets will be considered as valid for liquidation to meet debt incurred only by one of the spouses.


Is surviving spouse responsible for credit card debt in North Carolina if she was not on the account when the other spouse died?

In North Carolina the estate of the deceased is responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.


In New Jersey is a surviving spouse responsible for a deceased spouse's credit card debt if their name is not on the account nor has she used the credit card?

No, New Jersey is not a community property state, therefore the surviving spouse is not responsible for debts that were solely incurred by a deceased spouse.


is a spouse responsible for debts of the other spouse in Virginia?

Not unless both parties signed the credit agreement etc.


Is surviving spouse responsible for spouses credit card debts in Georgia?

The laws in Georgia are the same as other places. They presume that the spouse inherits at least half, if not all, of the other spouse's assets. But the estate has to liquidate all debts before they can transfer any assets to the spouse. One way or another, the spouse ends up paying the debt. The spouse has some right in all real property owned by the husband. If the assets are not enough to cover the debt, the real property may have a lien placed against it to cover those debts.


Is the surviving spouse responsible for a deceased spouses medical bills in MN?

Only if they signed a contract or agreement to accept the responsibility. If not, the deceased's ESTATE becomes responsible for any debts.


If a spouse dies and you have been separated for over a year but still legally married is the surviving spouse responsible for his debts if there was no will and no assets?

The estate is responsible for the debts, not the spouse.


Is the surviving spouse responsible for a deceased spouse's credit card bill if you are not named on the account in California?

Maybe, California is a community property state which means that all assets and debts are joint between spouses regardless of who obtained the assets or incurred the debts. Whether a company chooses to pursue payment of debt accrued under such conditions depends solely upon the creditor.


If you acquired a student loan prior ro marriage is your new husband responsible for your loan debt?

No. You are responsible for your debts. You are both responsible for joint debts. Your spouse is repsonsible for your spouse's debts. This is regardless of when you get married or when the debt is acquired. There are a few exceptions such as burial expenses, nursing homes, estates, tax l iens, etc. But for regular consumer debts pertaining to loans and revolving credit, only the person who signed the application for credit is repsonsible for the debt incurred.


IS a spouse responsible for their spouses debt in New York?

In New York a spouse is responsible for debts that they bring to the marriage. New York is not a community property state. The debts are equitably divided when marriage ends in divorce.