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It is not against the law for an employer to refuse health insurance to their employees. Many companies and major corporations do offer health insurance through health benefits administrators, which are part of the HR department of the company you work for. You might want to get more information about this for your company or from the health benefits administrator of your company.
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May you decline employer provided health insurance?
Yes, you are allowed to refuse to be covered by the employer's plan. They may ask you for proof of coverage elsewhere, which you may or may not have. The insurance carrier wants this, in order to know that people are not dropping out for other reasons. Even if you do not have coverage elsewhere, you can still refuse to join the employer's plan.
Can your employer refuse you medical insurance that is currently provided to others?
Your employer can refuse if they have good reason. I'm not certain what kind of reason that could be, but if they are providing insurance to everyone else except you, you might have a discrimination case on your hands.
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
Can a new employer refuse to hire you after you have filed a lawsuit against your old job?
Of course it can.
Can my employer ask me health questions?
You cannot be asked medical questions or health questions if you are applying for a job. Your employer can ask you health questions and can even ask for your medical records, but you do have the right to refuse those requests.
Does a health insurance company have to issue you insurance even if you refuse to sign the medical info release form?
No. If you refuse to let them see your medical records, they don't have to insure you.
Will my health insurance refuse to pay if I am in an accident and if I don't have car insurance?
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
Can medical providers decide to refuse to accept health insurance benefits after benefits were applied to a patient's account?
They cannot refuse "after-the-fact."
Is my husband's employer responsible for paying for the injury that occured to him on the job even though the company does not have Worker's comp?
Yes they are responsible for anything not paid by your husband's health insurance. And, in the absence of Worker's Comp, you can take them to court if they refuse to pay.
Can your boss refuse to give you health insurance?
In the UK a company has to have certain liability insurance for the public and employees. The type and extent of that insurance would depend on the business itself. No company is required to supply personal health insurance outside of the liabilities of such insurance.
My employer is telling me that I can not have the health insurance they offer because my wife has coverage at her job is this legal?
They can refuse to cover her if she has coverage available where she works but I think they have to cover you. At least that is the way it is where I work. I also have the option of covering her on anything she isn't offered where she works, such as vision or dental programs.
Can your company be penalized for a pre existing condition you do not list on your application for group health insurance?
Presumably in this context it is your employer providing you with health insurance.It is not that your company would be penalized, it is that the insurance company would refuse to pay for treatment of the preexisting condition. They set rates according to the known health of their pool of insured people. But upon signing up for your company's insurance plan you failed to divulge a known condition, and signed the statement saying you were giving the insurance company an accurate statement of your health, so you lied to them (aka committed fraud). That generally voids your policy.Check the particular wording of your own insurance policy regarding preexisting conditions.
