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No. An authorized user is like a visiting guest in a house. You're able to use all the amenities, but you're not responsible for the mortgage. Only a joint holder on the account -- that is, someone who opened and signed responsibility for the account with another person -- can be held liable for the charges made by the other joint holder.

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โˆ™ 2006-04-18 12:22:49
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Q: Is an authorized user of a credit card responsible for the debt after the account holder dies intestate without assets if all cash advances and purchases were made only for the holder's benefit?
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