Auto Insurance Claims

Is at fault driver responsible for her cosmetic bumper repair in minor accident?

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2012-07-05 04:07:56
2012-07-05 04:07:56

Actually, this will be covered by your insurance co.

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If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


If the driver with the suspended license caused the accident then he/she is responsible.



the driver that did the hitting and running ultimately is responable maybe not for the original accident but leaving the scene ,puts that driver in a world of hurt


I assume that you mean a rented vehicle with an unlisted driver having an accident. If you allow an unlisted driver to operate the vehicle then the person who signed the rental agreement will be responsible for damages because he allowed the unauthorized to drive.


It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.



I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.



The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


Both the driver and owner of vehicle are responsible. The injured party would sue you both.


The driver of a vehicle is responsible for the proper functioning of that vehicle. Even if you did not know the brakes were bad, the accident and all damages are the fault of the driver.


Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .


It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.


First of all sorry to hear of the child's death . Secondly get a lawyer If the driver was not the owner it would depend on the facts related in the accident . For example if the driver was not authorized to take the car or was speeding/drunk etc the driver would definitely be at fault . The owners daughter being a passenger should have nothing to do with who is responsible for the accident unless she contibuted to it . good luck


You may be legally responsible but since the car is on your policy it is your rates that might suffer if the accident was the fault of the driver of that car.


Yes, this is considered an accident. The driver of the car will be held responsible for the damages they caused.


everything can happen with everybody. you can be as smart or as responsible as you want but still you're still human being!


The driver is always responsible. There are, however, some US states which have laws which can make the person who served the offender responsible as well under both criminal and civil codes.


The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.


That depends. Bumper to bumper car accident or legally known as Rear-end collisions are one of the most common types of multiple vehicle accidents and one of the primary causes of whiplash. Even if it's a minor accident, if you were at fault it wouldn't be wise to immediately leave the scene as that would be a case of "hit and run". If the driver saw your plate number while you hasten to leave, then he can file a lawsuit against you and you'll be looking at a large settlement case, instead of just helping the car owner to have his bumper fixed.


There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.


Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.


Yes, the driver who was at fault is responsible for the bodily injury for anyone who has been hurt in the accident. The percentage of payment that has to be made would depend upon the percentage of fault for the accident, the prevaling norms of the state or province where the accident ocurred.



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