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Answered 2008-07-05 10:12:14

Most people who have associated with both will tell you that the credit union is better. There are many benefits to having a membership with a credit union that a bank does not offer.

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Are bank credit cards better or worse than credit union credit cards?

Credit Union credit cards are generally better than bank credit cards as they have a lower interest rate, enforced by federal law. Credit union bankers usually pay $20 for late fees and bank credit card owners can sometimes pay nearly double.

Who provides equity loans for customers?

You can acquire equity loans at either a bank or a credit union. Depending on which bank or credit union you go to, you may get a better interest rating.

Does frank billy work for standard credit union bank?

Frank Billy work for Standard credit credit union bank?

Is a bank or credit union better for a car loan?

A credit union would be easier to obtain a car loan from. There are less fees involved, and the rates are lower at a credit union. You would potentially save hundreds of dollars a year if you used one, instead of a bank.

Is orkfield credit union a valid bank?

yes Orkfield credit union is a valid bank here in the UK

How much money does a credit union bank teller earn?

Credit Union Bank tellers earn the same salary as bank tellers.

How can you obtain credit from HSA bank?

"Almost any bank or credit union can be an HSA provider. In order to obtain credit, credit has to be in good condition. Check with your local bank or credit union for more information."

How is a credit union different from a retail bank?

a credit union is a non pprofit entitly, a reatail bank is a forprofit entity!!

Is Standard Credit Union Bank a real bank?


Are credit unions best for private loans?

Credit unions tend to work on a more personal level with customers. You can probably get similar rates at either a bank or credit union but the experience will likely be better at your credit union.

What are the three difference between a bank and a credit union?

A bank holds and stores money, and a credit union is for a temporary holding for money, and your only suppose to have a certain amount of money in the credit union

What is a characteristic of credit union?

A credit union is owned by all the people who have money deposited at the credit union, as opposed to a bank, which is owned by its shareholders.

Do I go to a regular bank or a credit union to get a remodeling loan?

How do I go about getting remodeling loans? Do I go to my regular bank or credit union?

Why would someone use a bank instead of a credit union?

Some of the reasons a person would use a bank instead of a credit union include: 1. There is no credit union within a reasonable distance, making a nearby bank more convenient. 2. The individual is not eligible for credit union membership. 3. The individual is not aware of the advantages of credit union membership over a conventional bank. 4. Personal preference.j3h.

What is the name of the Account Officer at the Standard Credit union bank in the UK?

There is no 'Standard Credit Union Bank' in the UK, it's a fake bank name used by scammers. The Financial Services Authority have a list of bank names used by scammers, and the Standard Credit Union Bank is amongst those listed.

What are three organizations that use credit reports?

a bank, credit union, etc. issuing credit cardsa bank, credit union, etc. making car loansa bank, credit union, etc. making mortgageslandlords, however they only get a very limited partcriminal investigation agenciesetc.

What is the differentce between a bank and a credit union?

A bank's profits go to the bank and its chief officers. The profits of a credit union go back to its members.

What is the swift code for the Bank-Fund staff federal credit union?

what is swift code for the bank fund staff federal credit union

What is the best bank?

Alaska federal credit union is the best bank

Credit Union?

form_title=Credit Union form_header=How can joining a credit union benefit you? Better rates and fewer fees are just a few of the many reasons as to why. Have you used a credit union before?*= () Yes () No Are you looking to open a checking or savings account?*= () Checking () Savings Do you have any outstanding accounts with another bank?*= () Yes () No

What are some names of mortgage refinance companies?

Mortgage refinance companies include Freddie Mac, Pacific Credit Union, Federal Credit Union, Affinity Credit Union, Amegy Bank and Hartwick State Bank.

Is it better to get a car loan from a credit union, a bank, or a loan shark?

It would usually be cheaper and more ideal to get your loan from a credit union, but this can change, depending on your credit score! The second best would be getting your loan from a loan shark.

What is the difference among a investors savings bank and a credit union?

One of the main differences of and investors savings bank, and a Credit Union is ownership. The members of a Credit Union are the owners of the bank, with every depoist into their account buying shares in the bank. A savings bank is directed by an elected board of directors, and usually deal with real estate financing.

Is a credit union just another name for the bank?

no it is not

How do you get financing for a car?

the dealera banka credit union