Each insurance plan is different. And there are many, many plans within BCBS. If you are covered by your employer with BCBS, the benefits and exclusions are decided upon by your provider. Before you make any decisions about your healthcare, you need to go straight to the horse's mouth. If you are already covered by BCBS, call the Member Services line on the back of your card. They can tell you if a certain diagnosis is covered or not. You should have received a benefits booklet at the time you signed up for the health insurance that also explains all the covered benefits and those that are excluded. If you are just shopping for individual insurance, BCBS will determine if you are eligible for any particular procedure, or if you have already had several large claims for a certain illness, they may add a "rider" to your policy that says they won't pay for that particular diagnosis for a certain length of time, if ever. Group health insurance that is employer-provided is usually the most comprehensive.
laser surgery
yes
Medicare will cover surgery to remove the cataract and replace your eye's lens with a man-made intraocular lens.
every Medicare advantage plan is different, but they must cover what original Medicare would cover. Cataract surgery with an intraocular implant is very common and Medicare covers it regularly.
Medicare will cover most basic post op cataract care (up to 80%) if your cataract surgery was performed with an intraocular lens by a licensed optometrist in your state.
If the laser surgery was to correct near or far sightedness, most insurance companies do not cover it and you will have to pay for this yourself. If the laser surgery was for some other problem, like blurriness following cataract surgery, your insurer will most likely cover the cost.
Insurance coverage for laser cataract surgery may vary, and it's important to check with your insurance provider. Some aspects of the procedure may be covered, while others may require additional out-of-pocket expenses.
every Medicare advantage plan is different, but they must cover what original Medicare would cover. Cataract surgery with an intraocular implant is very common and Medicare covers it regularly.
Blue Cross Blue Shield Federal does not cover the cost of plastic surgery. Any plastic surgery that is done to solely improve the physical appearance of a person is not covered. if the surgery is due to an accident or the result of a body part becoming altered from a disease or surgery than it will be covered.
No, it is up to each insurance company to decided on whether they will cover this procedure or not. They are not required to cover this procedure by state or federal mandate.
The only thing that helps cataracts is surgical removal. If somebody tells you a pill or drop can reverse the effects of a cataract, they are lying to you. Most insurance companies will not cover the cost of a cataract surgery unless your vision is worse than 20/40 in the affected eye. But that all depends on your insurance company.
Health Insurance policies cover cataract/retinal surgery expenses,damge to eyes due to accident. Cost of contact lens, specs do not come within the purview of medical insurance policy.
This does not generally cover lap band surgery. This is not a medically necessary surgery so it is not covered.
No, medicare does not cover Lasik surgery. This is because it is considered a cosmetic procedure due to the fact that you can continue to wear glasses and be okay. Medicare does not cover any surgery that is not medically necessary. no