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Is homeowners insurance or condo insurance or both responsible for leakage from the roof that has caused damage to the floors ceiling and walls?


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Wiki User
2005-05-24 01:22:14
2005-05-24 01:22:14

In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.

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You should check on the laws in your area. In some regions, neither is responsible and your respective insurance companies pay for your own repairs. In others, the condo owner's insurance company above is repsonsible for paying. There may be a way to claim from the condo owner themselves.

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No. Try to avoid plumbing line in ceiling . If at all there is a leakage then it disturbs the lab.

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Mould is mostly caused by humidity or leakage. For example, if you have mould on your ceiling, you should check if your roof isn't leaking.

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fire, explosion, windstorm, hurricane, hail, smoke, riots, vandalism and sprinkler leakage


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