Yes, It is common. Most Insurance companies will require your credit score as part of your risk rating factor.
Yes, you can definitely get collision coverage insurance in Ohio, as that is a fairly common category to get insured for. You can contact an agent and get it added to your premium.
Sure, If your Insurance Agent feels you are under-insured they can and are actually obligated under ethics legal duty to advise you to amend or upgrade your coverage. If you are in an under-insured situation and refuse to rectify it, your agent may even recommend cancellation of the policy in that an agents ethical requirements under the law may not allow the agent to facilitate an under-insured risk.
An insurance broker differs from an insurance agent in that a broker is considered an agent of the Insured even though he or she may receive a commission from the insurance company A broker may sell the products of a number of insurers whereas an insurance agent has the Insurer as his principal and works in the interest of the Insurer and not the Insured
Though paying rebate to insured by agents is prohibited, that does not hinder in the way of getting insurance proceeds.
An insurance agent is responsible for the sales of the company's insurance products/services. An agent is generally considered to be the agent of the insurer, whereas a broker is generally considered to be a representative of the insured. That is, the agent is more closely bound to the insurer that it represents, whereas a broker usually represents many insurers and shops for an insured. That said, there is becoming less of a distinction between the two. An agent also often gets involved in assisting the insurer with submitting covered claims to the insurer for payment. An agent has a fiduciary duty to the insured (a duty of trust and to act in good faith). An agent is licensed and regulated by the insurance regulatory authority of the state(s) in which he/she transacts business.
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
The question should have been more distinctive as there are various forms of credit through insurance. When a medical claim get settled by an insurance Co, it may be credited to the account of the policy holder. Cumulative bonus gets credited every year adding to the sum insured. If you are an insurance agent, your commission will be credited to your account by the insurance Co. for business rendered by you during the month
An insurance quote is an offer of coverage at the quoted price. It is made by an insurance agent after tailoring a policy to the insured's individual needs.
You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.
If you have insurance call your agent.
To forge the insured's signature is a criminal offense and the Agent's License, if reported, is liable for cancellation.
yes. I am an insurance agent for one of the biggest insurance companies out there and Iowa law states that anything with a motor on a roadway has to be insured.