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No it is not

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โˆ™ 2006-04-08 00:38:22
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Q: Is it illegal to not have insurance on your home and someone is injured in your home?
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What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.

Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?

No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.

Can you get liability insurance for watching dogs in your home for friends or family in case the dog got lost or injured or hurt someone?

Yes - check with your home owner's insurance company and ask for a dog sitting rider for your policy. This would be a very good idea.

If I am injured on someone's property what can I expect from the home owners insurance?

Expect nothing, get an attorney...

If someone falls in your home and breaks a bone should you contact your insurance company to tell them about the event?

Yes, when anyone other than a person who lives in the residence is injured, the homeowner should inform his insurance agent as soon as possible.

Under western Australian law is it illegal for someone to be naked in their own home and for someone outside of the home see them nakedcan they be charged if so what are the charges?

It is not illegal to be nude in your own home. It would be illegal to go out in public nude.

Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.

Does your homeowners insurance cover you if you are injured on someone else's property?

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.

Is it illegal to have insurance on a home that does not belong to you?

You can have insurance policy for articles in your rented apartment, but cannot have insurance on a home that does not belong to you. Even if you do it,concealing the fact, your claim may be null and void in proven on inspection.

Where can someone find home appliance insurance?

There are a few places to find home appliance insurance. One of the greatest places to start is at the provider that one gets his or her home insurance from.

If your tree falls on someone elses vehicle will your home insurance cover it?

You home owners liability insurance should cover it.

Does renters insurance cover medical bills if you get hurt by someone at your home?

No, Reners insurance generally covers liability if someone else gets hurt at your home, or due to your negligence

Is it illegal to cremate someone with out a death certifacire?

yes its a illegal the funeral home can get into really huge trouble

If an employee is injured traveling home from work but not on the clock does workman's comp or liability insurance cover it?

yes i think they will

Does home owners insurance cover an individual if they are helping someone and get hurt in the process?

No, homeowners insurance is not a replacement for health insurance.

Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?

No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.

Where can someone go to get insurance for a condo home?

Condo insurance is available as a specialist type of home insurance from most mainstream home insurance providers. Some well known examples are State Farm, Bank of America and GEICO.

Does liability insurance include accidents that occur at your home?

That depends on the person that was injured and the circumstances of the incident. But yes accidents that happen in or around the home can be covered.

Do you need home owners insurnace after you pay off your mortgage?

You don't HAVE to cover your property with homeowners insurance once your home has not mortgage but you could lose everything if you had a fire or if someone was injured on your property. Some HOA's require some type of insurance on every property regardless of mortgage. Its not a wise decision to drop coverage.

Where is it possible to get Natwest home insurance?

There are several ways someone could be able to get Natwest home insurance. One way would be to visit the Natewest website. There, a person can apply for Natwest home insurance.

Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.

Does homeowners insurance cover contract laborers injured on ones property?

Employee injuries and Homeowners InsuranceNO, Your homeowners insurance policy does not extend coverage to your employees nor to the employees of a contractor performing services at your home.The injured employee needs to look to the employers provided Workers compensation program or to their own medical insurance policy for coverage.

Is it illegal to videotape someone doing drugs in their home?

It is illegal to video anything in someone's home without their knowledge and permission, unless you have court authority, such as with a warrant.

Why is home insurance so helpful?

Home insurance is extremely helpful because if someone breaks into your house and vandalizes anything you can get it fixed for little money. Also, if there is a fire it is better to have insurance.

Does homeowners insurance cover bodily injury to someone living in the home?