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No it is not

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2006-04-08 00:38:22
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Q: Is it illegal to not have insurance on your home and someone is injured in your home?
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If I am injured on someone's property what can I expect from the home owners insurance?

Expect nothing, get an attorney...


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.


Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?

No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.


Will another insurance pay a claim if you were hurt at someone's home who carries homeowner's insurance?

may pay no fault benefits if the injured person qualifies - anything more depends on facts and circumstances surrounding the accident


Can you get liability insurance for watching dogs in your home for friends or family in case the dog got lost or injured or hurt someone?

Yes - check with your home owner's insurance company and ask for a dog sitting rider for your policy. This would be a very good idea.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


If someone falls in your home and breaks a bone should you contact your insurance company to tell them about the event?

Yes, when anyone other than a person who lives in the residence is injured, the homeowner should inform his insurance agent as soon as possible.


Is it illegal to videotape someone doing drugs in their home?

It is illegal to video anything in someone's home without their knowledge and permission, unless you have court authority, such as with a warrant.


Under western Australian law is it illegal for someone to be naked in their own home and for someone outside of the home see them nakedcan they be charged if so what are the charges?

It is not illegal to be nude in your own home. It would be illegal to go out in public nude.


Does your homeowners insurance cover you if you are injured on someone else's property?

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.


Is it illegal to have insurance on a home that does not belong to you?

You can have insurance policy for articles in your rented apartment, but cannot have insurance on a home that does not belong to you. Even if you do it,concealing the fact, your claim may be null and void in proven on inspection.


Where can someone find home appliance insurance?

There are a few places to find home appliance insurance. One of the greatest places to start is at the provider that one gets his or her home insurance from.

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