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If you lie to an insurance company to change the outcome of your claim, then you are comitting insurance fraud.

You will probably get away with it in the short term, but if for some reason they find out you got arrested, they may ask for proof you car was broken down (repair bills etc). When you cant provide this, you'll probably have to pay back a lot more than you falsely claimed.

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Q: Is it insurance fraud if you get arrested and your car gets towed but you lie to the insurance company and say it was broke down to get reimbursed?
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