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No, absolutely not. That is fraud whether you are married or not. * It's not legal but it is usually considered a status crime unless the spouse opening the account did so with the intent to defraud or steal by deceit from the creditor. In some cases the innocent spouse defense can be used to prevent the non debtor spouse from being held accountable for debt incurred (this is a very difficult defense to prove in community property states). As for retribution, it is highly unlikely criminal charges would be pursued if the injured spouse filed a complaint unless there were very mitigating circumstances, such as large cash advance charges to the account with no intent to repay.

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17y ago
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12y ago

No. He is committing fraud and stealing her identity. That behavior cannot be ignored. He may do irreparable harm to her credit record. She should report it to the credit card company and follow their instructions.

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14y ago

The credit is the property and responsibilty of the bearer (the one who's name is on it)

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14y ago

Yes. You can not apply for credit in anyone else's name because it constitutes fraud.

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Q: Is a husband legally responsible for credit cards opened by wife in husband's name without his authorization?
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