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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: Is it legal for an insurance company to raise your homeowners deductible by notifying via email?
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Related questions

If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?

Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .

Can your insurance company raise your homeowners deductible without you consent?

it depends on the company

How does your deductible work in home insurance?

The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.

Does homeowners ins have to pay cost over deductible?

The deductible is the part of the loss that the policyholder is responsible for paying before the insurance company pays the remainder of the loss.

Would homeowners insurance cover the loss of a medical dental device due to a dog?

Yes. I used to work for an Insurance company in the claims department. It will be covered under the section "personal property" of your Homeowners policy. You will however have to pay your deductible. If the deductible exceeds the amount to replace the item, the company will not pay. If it costs more then your deductible to replace it, then the company should issue a check for the remaining amount. So if it costs $2000 and you have a $500 deductible, you should get $1500.

Are cell phones covered under home insurance policies?

Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.

Is it insurance fraud if you pay someone's deductible?

Yes in some states it is considered fraud and illegal. Texas is one state. As a contractor if I turn in a final bill to an insurance company and it states that I paid the homeowners deductible, portion of deductible or gave them a sign allowance for putting a sign in their yard ( this is thought of as a clever way to hide the payment of the deductible), the insurance company will reduce the final payment by that amount. If you leave it off of the invoice it does not honestly show the expenses.

Is it insurance fraud if you pay someones Homeowners insurance deductible in North Carolina?

If your just trying to help out a friend or relative by loaning or giving them money to pay their deductible then no, that is not fraud. However, If your a company or contractor trying to wave your customers deductible, you would have to actually deduct that cost from the actual price of the service you provide. It would be fraud if you use a pricing scheme that only serves to circumvent the insureds deductible while receiving the full compensation from the Insurance Company.

Does home owners policy cover a lost wallet?

You will need to read your policy to determine what your homeowners covers. Homeowners policies have a deductible and also demand proof of loss. During a hurricane, I lost electrical power. After the hurricane the insurance company offered to reimburse me for any food in my freezer except I had a deductible of $500. As I had food worth about $50, I did not use my homeowners. Read your homeowners. How much money did you have in your wallet. Where was your wallet when it was stolen? Was it in your house? Was there a robbery? What is your deductible?

Is injured visitor covered by home owners insurance and due i have to pay the deductible for minoran injurey?

True Homeowners insurance policies include defense and payments for your negligent acts. Usually, there is not a deductible on those payments. A visitor who is injured by your negligence could sue or demand payments and your insurance company would defend you and/or pay the claimant. Talk to the agent or company that sold you the policy.

Is it illegal for a homeowners insurance company to drop you?

No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.

Can you get your deductible back when your auto insurance is subrogating?

Yes. In many cases your insurance company may waive your deductible if the third party's insurance company accepts liability.

How do you lower homeowners insurance?

You can get a burglar alarm, increase your deductible or lower you personal liability limit. As to the deductible and liability limit you'll need to check with your mortgage company as they will dictate the minimum amounts. You can also shop around other companies.

What term policy are often found in a mortgage insurance?

Typical term policies in mortgage insurance include terms on the homeowners out of pocket deductible before a claim can be paid out by an insurance company. Also it will often list what is covered and what is not. Flood insurance is not typically covered and costs extra.

Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners

How does home owners deductible insurance work?

I assume you mean how does the deductible work. When you file a claim on any insurance, the insurance company will take out the deductible before it issues the payment to you. In many states the banks are protected and the check has to be made out to you and the mortgagee company.

Does homeowners insurance cover stolen tv and xbox only 3 months old?

Depending on what type of homeowners insurance you have most of the time theft is a covered event. You will need to supply the insurance company with a police report where you had called the police for the break in. The only issue is if it is enough of a loss to exceed your deductible enough to make it worth while to file the claim.

How do health insurance deductibles work?

An insurance deductible is a set amount of money that the insured is required to pay before the insurance company starts to pay. For instance, if your deductible for the year is $100.00, and your first insurance bill is $150.00 , they will only pay $50 and you will have to pay $100 (deductible). Every insurance bill after that will be paid for by the insurance company until the end of the year and then the cycle starts again. The deductible is your responsibility.

Where can you get homeowners insurance for a home that has had a fire?

If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.

What is the average deductible for antiques insurance?

The average deductible varies depending on your company. However, on average, the deductible is about $1000.

What does a deductible mean if you are in a car accident?

A deductible, or insurance deductible, is an amount of money the first of which the insurance company will not pay towards the cost of the loss suffered. For example, a $500 deductible means that the insurance company will not pay the first $500 of a loss. Deductibles are made for the purposes of keeping the costs of insurance down by making the insured pay a certain amount of money and not make a claim towards minor losses. If the accident is the other person's fault, either their insurance company will pay that deductible or you can sue them in court.

Can Non driver homeowners insurance be on a drivers auto insurance?

Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.

Difference between a deductible and a premium?

A premium is the amount of money you pay the auto/health insurance company monthly, quarterly, or biannually whether or not you get in an accident or go to the hospital. The higher your premium the lower your deductible, and the lower your premium the higher your deductible. A deductible is the amount of money after you get in a car accident or visit the hospital before your insurance company pays anything. After you have met your deductible the insurance company covers the rest of the expenses.

Can the other persons insurance cover your deductible?

Yes. That is part of your claim against them. However, if you filed with your insurance company, you gave up your right to pursue them for damages. Generally speaking, your insurance company will pursue the other party's insurance company and if the other company pays, that payme usually includes your deductible.

What are my options for Low Deductible Insurance?

A low deductible insurance policy simply means that, a low deductible, possibly $200 as compared to $2,000 which would be a high deductible. Often you are also given the option of choosing 80, 90 or 100% co-insurance. Co-insurance is the amount that the insurance company pays (after deductible) up to whatever is the maximum out of pocket amount.