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Is it legal for credit card companies to threaten to call relatives in an attempt to collect on a past due balance?
Wiki User
∙ 9y ago
Credit card companies may call relatives that were given as a reference on the car loan. It is not illegal to call them, it is illegal to harass them.
Wiki User
∙ 9y ago
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Is it legal for credit card companies to call relatives such as your father brother etc to attempt to collect on a past due balance?
No. They can make initial contact with a family member to find out how to reach the debtor. The FDCPA prohibits the discussion of a person's credit status with anyone other than a spouse. However, the FDCPA DOES NOT apply to an original creditor.
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There are many companies that offer a 0% APR transfer balance. These include companies such as Barclaycard, Capital One, HSBC and Virgin Credit Cards.
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Need a card balance transfer credit card and wondering which companies offer them? There are many companies offering a card balance transfer credit card including but not limited to Discover card, Capital one and Venture rewards.
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The purpose of a balance transfer is to transfer balance. Many credit card companies allow the transfer of balance from one card to another. That is a balance transfer.
