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Oh yeh baby happens all the time,see we repomen dont like arguements we let the other people deal with that .Just let me give this little bit of advice if your payments are behind travel litely. The recovery agent can and will take your vehicle with your personals in it. If you catch him in the process of taking your vehicle, it is best to make a deal with him. Offer to trade him the keys for your personals. Why do I suggest a trade? Because they are required to inventory and verify ownership of personal belongings. What would be easier? I quick show of a license in your driveway and giving up your keys or having him take it to his lot, inventory it, store it, charge you a fee for inventory and storage? It is really up to you.

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โˆ™ 2005-08-18 14:59:49
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Q: Is it legal to repossess a car without allowing the borrower to get their personal items out of it?
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Related questions

What is expandable mortgage?

An expandable mortgage is a Mortgage allowing the borrower to borrow more money without rewriting the initial mortgage.


Can a co borrower sell car without borrower consent?

no


Can a lender repossess a vehicle without reaffirming the original lending agreement with the borrower?

Yes. Once the original contract is in default the lender can begin repossession proceedings under the UCC laws. In the majority of US states the lender does not need to notify the borrower or obtain a replevin order from the court.


Can a cosigner take the car away from the borrower without permission from the borrower By towing it or using the second key to take the vehicle?

A co-signer is not an owner of the car. As such, the co-signer cannot take the car away from the borrower without the borrower's permission.


Can someone repossess a car without filing for repossession?

yes


Repossession law in California?

Under California law, a creditor can repossess the vehicle if it is in default without notice, even if the car payment is one day late. However, if there is a co-borrower on the loan, the creditor is required to give notice before repossession.


Can a creditor repossess a car if the account is current?

not without legal cause


Can they repossess your car without warning you first?

Yes, at any time and anywhere


How long can you go without car payments before they repossess it?

Three payments


Can a security or bond pledged be sold by the lender without recourse to the borrower?

Yes.


Is it illegal to repossess a vehicle in Texas?

No, not if the contract is in default. The lender/lienholder may repossess the vehicle under UCC laws as long as it can be accomplished without a breach of peace committed


Can you legally repossess your car with a lien on the title?

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.

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