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No, its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads.

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โˆ™ 2007-07-09 01:05:18
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Q: Is it legally required to purchase insurance for your boat?
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Related Questions

Are you legally required to purchase insurance for your boat in New Jersey?

No, it is not legally required that you purchase insurance for your boat in New Jersey. It is a good idea to have boat insurance in case of an accident.


Is boat insurance legally required in Canada?

No!


Is boat insurance mandatory in Texas?

No, boat insurance is not required in Texas.


Is grange insurance required to operate a boat?

Grange insurance is an insurance company and is not specifically required to operate a boat. Boating insurance is however required in many areas. Check with your local laws on insurance requirements.


Do you legally need boat insurance to take a boat out on the water?

Yes, you do legally need boat insurance in case you get into an accident. make sure you have the right amount of coverage to cover you for any liability and loss.


What is required to operate a boat in VA?

full boat insurance


Does homeowners insurance or boat insurance cover your purchase of a boat if it was sold under fraud?

No, they get mad at you.


How long do you legally have to change your insurance coverage if you purchase a new car or boat in South Carolina?

Contact your agent, this is generally company specific.


Where can one purchase marine boat insurance?

You can purchase insurance for Marine Boats from the Global Marine Insurance website. You can also get Marine Boat Insurance from other companies such as BoatUS and United Marine.


Is boat insurance required in Washington state?

no


Is boat insurance required in Louisiana?

Boat insurance is no required in the state of Louisiana,however if your boat is financed your finance company most likely will require proof of insurance. Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote


Is boat insurance required in california?

The state of California does not require you to have a boat insurance but it is important to get the boat insured for your own sake and safety in future.


Do boat rental companies require additional insurance coverage prior to rental?

Boat rental insurance is not usually required in order to rent a boat from any company. However, because boat rental companies are protected under the law from any injury or accident which may occur while you are renting the boat, it is a good idea to purchase boat rental insurance prior to rental.


Is insurance required to operate a boat in Florida?

not sure


Is it mandatory to have boat insurance boat in the state of New York?

In many states it is mandatory to have boat insurance. However, it is not required in the state of New York.


Is boat insurance required in Texas for jet skis?

yes


What types of boat insurance are required by law and what companies sell it?

There is no state or federal law requiring boat insurance, however if you took out a loan to purchase the boat your bank may require it and some marinas require it. It is a good idea to have some kind of insurance coverage to protect yourself in case of an accident. Many of the companies that sell automobile insurance (such as Progressive and State Farm) also sell boat insurance and you may get discounts for purchasing them at the same time.


Is boat insurance required in Ohio?

No liability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.


Is boat insurance required in Canada?

No. most insurance companies actually will put your boat on your house insurance believe it or not. Some companies still put it on the car but they are just trying to get more money out of you.


Is boat liability insurance required in California?

No. It is not required to register or operate the vessel in California. It is required by most Marinas if you want to get a slip.


Is boat insurance mandatory in Georgia?

Georgia does not require boat insurance Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote


In addition to required safety equipment what else must you legally carry aboard your boat while operating in New Mexico?

In addition to required safety equipment, you must legally carry a paddle or an oar aboard your boat while operating in New Mexico.


Who is liable if they borrow your boat and have an accident and there are injuries and no insurance?

Depending on the situation and the location in which the accident happened, both the driver and the owner of the boat can be legally liable for damages caused. That's why it's always important to have boat insurance, and why it's equally important to be careful who you allow to drive your boat. United Marine Underwriters provides boat insurance nationwide and has a comprehensive boat insurance guide that can answer a lot of other questions about coverage and miscellaneous details.


How to Save on Boat Insurance?

Boat insurance is something every boat owner should have. It protects boat owners if there is an accident, theft, or injury related to a boat. However, boat insurance can also be very expensive. Still, there are things you can do to bring down the price of your boat insurance premiums. That first thing you should do is inquire your state government about its boat insurance requirements. Usually, these can be found on the website of a state's department of insurance. In almost all states, personal injury liability boat insurance is required for anyone that operates a fishing boat, sail boat, or any kind of motor powered watercraft. Other kinds of insurance may also be required. For example, if you store your boat in a marina, you will be required to purchase boat insurance with property damage coverage. All the different kinds of boat insurance available can become a bit confusing. However, you need to stay focused when insuring your watercraft to save money. Make sure to insure all your boats and watercraft under a single policy. This will save money. If you insure your boats under the same plan as your car, this can save even more money. You should also carefully consider the kinds of coverage you purchase. You may overlook certain kinds of coverage you do probably need. One kind of boat insurance that many people should purchase is boat liability coverage. This coverage protects a boat owner in case his or her boat damages another boat or dock. It also provides coverage if the boat injures a swimmer, water skier, or someone else on that boat. You should also take steps to decrease the risk of an accident occurring with your vessel. If you decrease that risk, it is likely to translate to smaller premiums charged by the insurance company. One way to do that is to take boating courses. This will show the insurance company that you are a more experienced boat operator and a safer investment. There are also other factors that will be weighed heavily when determining the premiums for a boat insurance policy. One of those factors is age. To make sure you receive reasonable premiums, it is a wise idea to register the boat under an older boat operator. If the operator is too young, this will be reflected in higher premiums. You can also keep your premiums low by choosing the right deductible. Make sure you choose a deductible that isn't so high that it's a financial but is still low enough to bring down your premiums.


How can you do Trailer boat insurance?

Many insurance providers that specialize in boat insurance, can include trailer coverage in their boat insurance quote.