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Is it necessary to have your 21 year old college student covered by insurance to drive your car in the summer when he is home from school?

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Wiki User
2010-03-02 01:14:26
2010-03-02 01:14:26

All drivers are required to carry Financial Responsibility when operating a motor vehicle on public roads.

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No, Auto Insurance is required to Operate a motor vehicle on public roads, If the College student does not drive, then it is not necessary to have auto insurance nor is it necessary for them to have a drivers license.

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State Farm offers young driver and student car insurance providing low rates and discounts. In several states college students are actually still covered by their parents insurance polices but if a student isn't covered by their parents or wishes to get their own they can get a quote and apply online at State Farm.

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I know for me, i have to be a full-time college student [at least 14 units] to be on their insurance.

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Inexpensive car insurance for a college student can be found by having the student's insurance on the parent's policy. Some states allow for the parent to have a college student on their insurance until they graduate.

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Do you have a child that is going away to college or is currently a student at a university? If so, your child may no longer be covered under your health insurance policy. Check with your provider when your child turns 18 to see if your child is still covered under your health insurance plan, as many health care providers consider the age of 18 as an adult. If you need to purchase health care coverage for your child, ask the college if they offer student health insurance. Most colleges offer insurance to students at a very reasonable rate.


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