The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Let me tell you what happend to me. I hope that this helps. I used to be covered by two insurance companies. My primary insurance company was through the company that I worked with. My secondary was with the company that my husband works with. When a claim was filed with my secondary insurance company they wanted to know how much my primary insurance company paid for and until then they would not pay anything. So I had to submit to my primary insurance company and once they paid some then the secondary would. I hope that this helped:) * Yes. A claim must always be made with the primary insurer first.
What is the question
If you are referring to Aflac, It is a supplement (secondary) insurance company. If not then we need more details.
yes, they will treat it as if the primary was a different company. You pay two premiums. If they do not, contact the DOI.
After you have received the Explanation Of Benefits (EOB) from your primary carrier if there is coordination of benefits. If the secondary insurance is an indemnity you do not need to wait.
Very unlikely, there is no blacklist of those who have sued an insurance company.
Why not? What are the terms of the 2nd Insurance?
If your health insurance is thru your employer, have them contact their account rep. These issuse can be magicaly resolved when it is time to renew the company policy, if the rep is informed thast the company will seek another provider should it not be taken care of.
Exchange insurance information and report it to your insurance company as soon as possible.
Yes, If medicare pays more than the secondary insurance allows for a charge, the secondary insurance pays nothing. The balance is written off to a contractual allowance that is agreed upon between the provider of service and the insurance company via contract.
Yes, subject to the limits in their policy. No. With most insurance policies, there is what is called a timely filing limitation. For my company; contracted providers have 6 months, and non-contracted providers have 12 months to submit the claim. If your primary insurance received the claim within timely filing, you may have the option of submitting the claim to your secondary with proof that it was filed in a timely manner. If that doesn't work you can always appeal the decision with the secondary or for that matter the primary insurance company. Policy holders are not responsible for claims that deny for timely filing.
Your secondary insurance has different PA criteria than your primary insurance. A PA means that your insurer will only cover a service under certain circumstances; company A may cover a service for 3 conditions and company B may only cover the same service for only 2 conditions. Your primary could pay and your secondary may not.
It is possible for women to get affordable car insurance. I think it is cheaper for a woman to get car insurance than it is for a man to get car insurance as a matter of fact. Contacting an insurance company for quotes will help you.
Yes, just call an automobile insurance company.
You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \
There is no company called 'Contents Insurance', however it is possible to buy contents insurance from many different insurance companies. Contents insurance is normally bought on your primary residency, this will cover you against unexpected loss.
It is only possible to get UK health care in insurance in the UK. Knowing what city a person is in will help decide what company to choose when you pick your insurance company.
Who bought 20th Century Guardian Life Insurance Company of Battle Creek Michigan because I have insurance policy with them
No, an SR-22 is just a form that the insurance company sends to the state to notify them of the status of your insurance policy. It is an endorsement on your insurance policy. Hope this helps.
Insurance leads are used by insurance agents to generate possible clients. Leads are often in the form of online surveys which generate traffic for the insurance company.
Absolutely. There is no regulation that makes you have auto and home insurance or any other insurance cannot be mandated to be with the same insurance company. Often it is to your benefit to have them with the same company because of discounts they offer in exchange for having the coverage with the same company.
There is an insurance company called Federal Life Insurance Company.
A classic car insurance company is different from a regular car insurance company because the specialize in classic cars. They will be able to insure you for your more expensive classic car.
If you sign up for insurance with your company, You have to indicate who is primary subscriber between yourself and wife. If both a wife and a husband sign up with the same company and both have stated they are primary, Your wasting your money. In the insurance world, secondary insurance was purchased because you want coverage for medical cost and pharmacy cost your primary insurance does not cover. Birthdays having nothing to do with who is first. Indicating on the insurance form as subscriber does.