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Answered 2006-05-09 05:28:16

NO. If the owner of the vehicle has insurance and you have their permission to drive the vehicle then their insurance would cover you. Otherwise the owner of the vehicle could add you to their policy.

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Answered 2014-11-27 02:17:38

Coverage under the owner's liability policy is unlikely. This is because when the owner bought the policy, the insurer did not have the opportunity to assess you as a risk (such as by your driving history), and a premium was not charged or paid for that additional risk. However, you may be able to be endorsed upon the owner's policy, but you would need to go through the underwriting process and an additional premium would likely have to be paid. Alternatively, you could obtain "non-owners coverage" which affords to you liability coverage regardless of the car that you drive.

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If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.

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The Certificate of liability insurance refers to a paper that summarizes the benefits of an insured party's insurance policy. In order to get or obtain a certificate of liability insurance one can apply online on TechInsurance or through their local insurance company.

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Equipment Insurance?

form_title=Equipment Insurance form_header=Be certain that the equipment you need to run your business is well insured. Get equipped with the proper equipment insurance today. Type pf Equipment/Vehicle to be Insured:=_ Cost/Value of Equipment:=_ Type of Insurance Needed:= {(),Property,Liability,Property and Liability}

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