Sure you can, but it would likely be a fire only policy. Some flood only policies will also come in at that price range. So basically be ready to give up replacement cost valuation, wind, hail and storm damage coverage along with contents and owners liability coverage portions of your policy.
There are a lot of variables to consider when it come to your final premium rate: your credit history, the value of the home, where is it located, past claims and damages history of the property as well as of the owner, etc.. and of course how much coverage you are willing to sacrifice for that lowest possible price.
Lowest price possible generally results in the lowest coverage possible.
The items above are factors in pricing but omitted the biggest issue which is coverage. What are you buying for $300? If you undervalue your home (statistics say 62% are under insured) and it burns down and it takes and you $100,000 out of pocket to rebuild what has a $300 premium bought you? Similarly if you under protect yourself by choosing a very low liability coverage and get sued, the house you are protecting may now belong to the person suing you.
I always prefer to see proper coverage offset with higher deductibles. Under either scenario you only have the loss in the event you need to file a claim but I would rather see a $2000 deductible exposure than a $100,000 - $300,000 exposure due to insufficient coverage.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
Scooter insurance typically is extremely cheap compared to regular car insurance. Where you may pay around 1200 dollars for car insurance a year you will only have to pay 200 dollars for scooter insurance a year.
In the year 1981, I paid $150 dollars a year for auto liability insurance.
It depends on plan/company you have. (NOTE: This answer is coming from a 13 year old)
You could save hundreds of dollars a year by getting multiple homeowners insurance quotes. Different companies offer bundling deals if you have more than one type of insurance with them. Also, other companies offer discounts for smoke alarms, burglar alarms, etc. You can also let one company know the quote another company has given you and they will try to beat it.
Ask your agent! You will want to ask him about "construction" insurance.
Total savings will be 350 per year.
In dollars it is hard to estimate. Be assured that it will be big bucks. And it is quite possible the insurance coverage will be cancelled or the teen's parents will have to obtain a security bond.
"Rates for homeowners insurance will vary depending on the type of insurance you purchase, the amount of coverage you choose, and the cost of your deductible. Rates are also based on the fair market value of the property and can fluctuate from year to year."
The cost of life insurance typically depends on the age and health of the insured. It can range anywhere from 350 dollars per year to 1000 dollars per year.
The average cost for motorcycle insurance is usually around 500 dollars a year. For a 16 year old girl, it will probably be more expensive, at least 75 dollars a month if they will even insure a motorcycle.
An insurance underwriter usually makes around 50,000 dollars a year. The salary will vary depending on who they work for.
Possible but more expensive. Almost all insurance companies will sell you a policy.
It is going to be about thirty five dollars a month in fees. It will be about three hundred ninety dollars for every year.
The starting price for Diamond car insurance is 1284 United States dollars for a female, and the starting price for a male is 2441 US dollars. These prices cover a year.
A car insurance salesman can make 50,000 dollars and up every year. They usually make commission on top of this.
The average auto insurance rate in the Michigan region is about $900-1200. Average car insurance costs in MI are 1800 dollars a year.
approximately about 2,200 dollars a year...
I have not found insurance unless you get a homeowners and policy on the exotics seperately. And show proof you have a policy on the exotic animals, no company will insure you! It can cost thousands of dollars a year! It is ridiculous that people haveto go through this!
I'm 19 with a clean record and I pay about $247 dollars a year for full coverage through American Family Insurance
Most 16 year olds will not be able to get motorcycle insurance without being on their parent's policy. Motorcycle insurance is very expensive, just like auto insurance for someone this young. It would probably be hundreds of dollars a year but would depend on many factors such as type of bike, year, power, etc.
Supplemental insurance for medicare varies greatly between states. While benefits are often identical, different supplemental insurance premiums can be hundreds of dollars a year.
The homeowners insurance should cover the mom's fall.
Most homeowners insurances are paid for by the bank. People pay the bank their mortgage which includes the insurance rate in it. The bank then pays the mortgage. They like the once a year payment because it saves the bank time and money.
The best financial plan for homeowners insurance is to have this financed into the terms of the initial loan. This makes the payments easy to keep track of because you can stop worrying about a large payment being due at the wrong time of the year.