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Answered 2007-10-12 16:00:30

You have to show proof of insurance any time an officer asks to see it, even if you don't get a ticket. Many states have made mandatory auto insurance a law. Therefore any time you are stopped for some infraction involving the use of your auto, proof of insurance is included with the showing of your license and registration.


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The ticket will only get dropped if you have proof that you HAD insurance at the time of the ticket had been issued. You may get the ticket fine lowered with proof that you now have the required insurance.

yes, any ticket will add points to your licence (i think a seatbelt ticket only adds one or two) and your insurance goes by the points on your licence

Yes, the officer only has to see you in the vehicle, while it is moving, without your seatbelt on to issue you a ticket for it.

the only thing that matters is whether or not you had insurance at the date you got pulled over. if you got insurance two weeks later that will not work. if you had valid insurance but did not have a copy of it with you contact the court and let them know...they will ask for proof of coverage. if you can provide that they will dismiss the ticket. acceptable proof of insurance is an insurance card showing you had coverage on said date or a letter of experience from your insurance company.

"If you only have a driver's permit and are ticketed for not wearing a seatbelt in someone else's car will your insurance be raised?" It depends on how your state treats seat belt violations. In most states they are not entered on your record so they will have no effect on your insurance. In other states they are entered and may cause a slight insurance increase but it will be negligble compared to a speeding ticket. lwpat

Seat belt law is nation wide and In my state it works as no seat belt on when not driving only the passenger it is $80.00 and this mark is added to your drivers lice. should you own a car and get this ticket you get not only the fine for not having it on you now also get insurance increase. You have a higher payment now then you did before. It is the same no matter what kind of ticket you get, you get a insurance increase

i discussed this recently with geico. aparently from what they told me in Illinois the only thing a seat belt ticket does to the insurance is take the seatbelt discount off of your policy. do in the discount box the seatbelt discount is no longer displayed. there is no set insurance rate increase.. according to geico.

Yes. You have to conform to the traffic laws of the state you are driving in, even if you are from another state. If you're from Georgia (which requires auto insurance by law) and got pulled over in Tennessee for not having insurance, you have to pay for that ticket in Tennessee. The only states that don't require auto insurance are New Hampshire and Wisconsin. All other states have a requirement. However if you live in New Hampshire, as an example, and drive into Massachusetts, and an officer asks to see license, registration and proof of insurance, and you are not covered, you will get a ticket for driving without insurance in the state of Massachusetts.

It depends on who got the ticket. If the ticket was issued to the driver it will effect his insurance but if it was issued to the passenger then it will only effect his insurance.

how does a ticket for a move over violation affect insurance for 21year old Only offense

If a ticket is thrown out in court your insurance will not go up. The ticket will not appear on your driving record wich is used to help set your rate. Insurance companys go by whats on your record and their is no record of an officer giveing you a ticket only the conviction.

No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.

Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.

No. Fine only. No points unless you have multiple seatbelt violations; I think 5 or 6.

If you can prove you were in compliance at the time you were issued the ticket - but just didn't have the card with you - many judges will dismiss the charge. However, if you did NOT, in fact, have insurance at the time you were stopped and only just got it for the court appearance, probably not.

Yes, You have to wait for proof that you have insurance, that means documentaion. Remember the law requires not only that you have insurance. But that you have "Proof" of insurance at all times while operating a motor vehicle.

An SR22 form is only proof that you have Auto Insurance. So, NO if you have an SR22 then that means you already have insurance.

Only a year ago it was $40....... it may have gone up now $46.00.........i just got one in seaside.

Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.

If you have received a ticket then no you will not go to jail, unless you do not pay the ticket, and in that case you will go to jail. But yes if the officer chooses to he can arrest you for failure to maintain liability insurance. You got a break in your case since you only received a ticket.

Only is you bring in a valid driver's license and proof of insurance.

No, They only appear on your record once the ticket has been adjudictaed or disposed of, unless of course it goes to warrant.

It depends if you receive points on your license or not. No points really doesn't affect the insurance rates, but rates will increase if you receive points on your license.AnswerYes, a speeding ticket will most likely increase an insurance policy. Every year at renewal the motor vehicle report is run. If there is a ticket, the insurance company has the right to surcharge the policy (upwards of 15%) because of the ticket. The charge will depend on the severity of the ticket and it will only be applied at renewal. The surcharge will remain on the policy for three policy years.

The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.

yes cause it ia against the law for someone to not have a seatbelt on while the vehicle is in motion (moving). So if you have 6 people in a car only 5 seatbelts and seats then someone doesn't get a seat or seatbelt -- which is against the law.yes, because it is against the law for someone not to have a seatbelt on while the car is in motion (moving). So if you have 6 people in a car, and only 5 seats and seatbelts, then someone doesn't get a seat or a seatbelt -- which is against the law. I hope that that information helped you.

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