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Is my son covered on my policy with his learner's permit?

Updated: 8/16/2019
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9y ago

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Most insurance companies will automatically insure a child in your home with a learners permit. It is best to check with your insurance company to be sure.

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9y ago
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Q: Is my son covered on my policy with his learner's permit?
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Related questions

Can your son drive a rental car with a learners permit with you?

Yes But He Needs To Have A Learners Permit. Answerd By TG


Will insurance cover a wreck if my son only has permit and was driving alone in Texas?

As long as your son was on the policy or had permission from the owner of the vehicle to drive it, he should be covered.


How long do you need a learners permit before you can get your drivers license in Florida?

My son recently just received his learners permit. He needs to hold on to it for a year before he is able to get his license.


If your son is a learner driver with you in the car does he still need insurance?

So long as your son has your permission to drive your car, he is covered under your insurance policy. (As long as he has a valid driver's permit or license)


Son's ring covered under my policy?

if son is a resident yes - depending on cause of loss if son is non resident - no not covered - he needs his own policy


Does your son need on your insurance permit?

I think you mean does your son need to be added to your insurance policy if her has a learner's permit. The answer is yes.


Can a Texas learners permit drive in AR MO IL IN or MI?

As long as there is a licensed driver over the age of 21 at all times when the driver with the learners permit is driving, there is absolutely no problem with someone driving with a learners permit in a state other than where it was issued. When my son had his learners permit, we took a 2 week vacation and traveled across several state lines - he drove 75% of the trip - we were never stopped.


Will Liberty Mutual raise your insurance if your son gets a learners permit?

According to Liberty Mutual, in most states, when a teen has their permit and is learning to drive under supervision in the vehicle, they are automatically covered under their parent's insurance. To clarify, it depends on your state and you will have to contact Liberty Mutual to find out.


Am I covered if an uninsured person who does not have a learners permit is driving my son's car and has an accident?

No, you are not covered and neither is the unscheduled, unlicensed driver. Unfortunately though, since your insurer is also financially liable for certain of your negligent acts, such as, allowing an unscheduled and unlicensed driver to operate your insured vehicle. They may have to pay for the damages resulting from your negligent acts. This should not be confused with the fanciful idea that the unlisted and unlicensed driver was ever covered by your policy. If they have to pay the claim, your Insurer may justifiably decide to cancel your policy due to negligence.


Is a step-son with a drivers license permit covered by your insurance?

Not unless you alerted the insurance company, about him


If you get a learners permit will your parents insurance go up?

Yes, the premium will increase as you must be included as a driver in their policy. I disagree. It depends on the insurance company. Mine told me my rates will not go up when my son gets his permit, but they do want to be notified. Rates will go up when he becomes licensed.


Does your son with learner's permit needs auto insurance?

Anyone driving a motor vehicle needs to be on an insurance policy. Contact your insurance carrier and have him added to your policy, or purchase a policy for him, whichever is cheaper.