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Loans that are not from or guaranteed by a federally guaranteed program, or involve a college or university that participates in such programs, can be discharged. Room and board, fees and other non-education and non-loan debts are dischargeable.
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∙ 13y ago
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Are parking tickets be dischargable in a bankruptcy?
Penalties, which tickets are, are NOT dischargeable.
Is a debt dischargable?
Some of the debts that cannot be discharged in a bankruptcy are, income tax arrearages (depending upon the time frame), child support, secured debts where the property is not subject to forfeiture, child support, spousal maintenance (in some cases) and all other debt the bankruptcy trustee certifies as being ineligible for discharge. Decisions made by a bankruptcy trustee can be appealed to the court if the filer believes they are not valid.
How can creditors size a tax refund check one year after filing chapter 7 bankruptcy?
The answer depends on who the creditor is and the status of the debt. If the debt was a student loan or other non-dischargable debt, then your tax refund can be taken. If the debt WAS discharged, ANY collection action of any kind on a discharged debt is a violation of the permanent injunction of the discharge and therefore illegal. If the creditor was not included on the creditor matrix, then informing them of the bankruptcy and discharge of the debt may be all that is necessary to have the refund returned to you. In other cases it may be necessary to file a Motion for Contempt against the creditor in bankruptcy court. This would require the re-opening of the bankruptcy.
What kind of information is provided at the website Debt Education?
Debt Education is a website written in a blog format. The information it provides includes debt consolidation, bankruptcy, credit repair, and mortgages.
What is a non-dischargable debt?
Some of the debts that cannot be discharged in a bankruptcy are, income tax arrearages (depending upon the time frame), child support, secured debts where the property is not subject to forfeiture, child support, spousal maintenance (in some cases) and all other debt the bankruptcy trustee certifies as being ineligible for discharge. Decisions made by a bankruptcy trustee can be appealed to the court if the filer believes they are not valid.
Are you liable for debt cancelled in bankruptcy?
No you are not, If you deglared bankruptcy, that cancels your debt
Can You file Baltimore Gas and Electric in a personal bankruptcy?
ALL debts/obligations and ALL assets MUST be in your filing. You can not pick and chose. All are different priorities, and some may not be "dischargable". Utilities are just like any other dischargeable unsecured debt.
What can you do instead of filing for bankruptcy a second time?
Don't get in debt and realize you can't get out of debt by borrowing. Get financial counseling and education. Live within your means, whatever they be.
What happens when you owe a school money?
Unless you have some extreme circumstances, you will always owe education debt. By that I mean, that education debt is something that will remain with you until it is paid and will not be discharged under any type of bankruptcy scheme.
Where can one get help for credit card debt bankruptcy?
There are many places where one can get help for credit and debt bankruptcy. For example, Debt Advisors Scotland, Consumer Information and Total Bankruptcy.
What types of services do Christian debt counselors offer?
Christian debt counselors offer services like Credit Counseling, Debt Management, Financial Coaching, Housing Counseling, Bankruptcy Counseling and Education and resources.
Can you file chapter 7 and not include your student loans in the bankruptcy since they are in deferment and also continue getting student loans while in college?
I believe that student loans are a category of debt that is not dischargable in bankruptcy. The bankruptcy will show up on any credit reports, and you may subsequently be unable to et additional loans. I filed for bankrupcy in 1998. I was able to obtain Student Loans despite the bankruptcy in 1999-2000. My past credit history was not considered when determining my student loan application.
