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Yes it is, still pre-existing, even if it wasnt to your knowledge. HIPAA is the law. Best chances for HIPAA to apply are if you go from a group plan to a group plan. Evidentally, individual to group and nothing to group are loop holes, so they can probably get out of it, or make you wait a certain amount of time. According to a Federal law that I found on the internet, GROUP health insurance cannot consider pregnancy a pre-existing condition if they currently have maternity coverage. However, this law does not apply to INDIVIDUAL health insurance. So, if you've changed jobs, and you now have a GROUP health insurance plan, then there is a good chance that you may be covered. I just recently got individual insurance through BCBS and I was pregnant and did not know when I requested maternity coverage. BCBS policy says that pregnancy can not be considered a pre-existing condition and their definition of a pre-exisiting condition is a condition that you can been receiving treatment and/or professional advice and help for for 6 months or more before opting for coverage. Also, they say that except for pregnancy all pre-exisiting conditions require a 180 day waiting period.

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โˆ™ 2008-10-16 16:45:27
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Q: Is pregnancy considered a preexisting condition if the person purchased insurance after they were pregnant but did not know they were pregnant?
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Related questions

Is asthma considered a preexisting condition?

Yes, it is, and so is pregnancy, or the USA anyways...

Is pregnancy a preexisting condition?

If the pregnancy began before the first date of coverage - yes it is preexisting.

Is pregnancy preexisting in group health insurance?

Only if the pregnancy began before the insurance policy.

Is it possible to add a pregnant spouse during the open enroll period for insurance and the pregnancy not be considered preexisting?

== == Probably.

What is in other words of preexisting pregnancy?


Is Pregnancy considered a pre exsisting condition?

is pregnancy considered a pre-exsisting condition for medical coverage

If you lost a job that had no medical insurance would a job that your 5 month pregnant wife is about to start be covered?

More and more insurances are beginning to cover pregnancy that is pre-existing. The only way to find out for sure is ask the insurance or the company that she is going to work for should have someone that knows the insurance plans. * In a group insurance plan, pregnancy cannot be considered a preexisting condition. Here is a link to the federal law.

Is it harder to get pregnant with thyroids?

A thyroid condition can present some challenges when a woman is trying to get pregnant. However if a woman's doctor(s) are aware of her preexisting thyroid condition going into pregnancy, this will aid in the management of the condition during pregnancy and postpartum.

Is it illegal to deny a woman insurance for preexisting pregnancy in Texas?

In Group insurance Yes In individual or family, probably. I'm not familiar with Texas Law. Check with a local agent,

Can you add your pregnant girlfriend to your medical mutual insurance?

No. First your girlfriend cannot be an insured on your medical insurance because she has no legal rights as she is not a family member. Read your policy and you will see who is allowed to be an insured on your policy. Secondly, even if she was your legal spouse the pregnancy is a preexisting condition and would not be covered anyway.

Where can you get insurance if your already pregnant?

You should contact your state DHHS (Dept. of health & human services) and apply for Medicaid... You could do it online. I live in Texas and EVERY insurance company has told me that they will not cover the pregnancy/maternity costs b/c it is a preexisting condition. The HIPPA act only covers you if you have insurance already or within the past 63 days.

If you are pregnant but getting married will your husband's insurance cover the pregnancy after you get married?

Yes, if it's a Employer Group plan. Can a preexisting condition exclusion be applied to my coverage because I'm pregnant? No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans. For more information see Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).

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