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No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.

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βˆ™ 2009-09-14 15:33:36
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Q: Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?
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Related questions

What happens to the proceeds of a life insurance policy if the beneficiary is unclear?

When no beneficiary has been designated the proceeds of a life Insurance policy are assigned to the probate estate of the deceased insured. It would then be apportioned by the probate court to any surviving heirs.


Is the surviving spouse the legal beneficiary of a life insurance policy if no one is named beneficiary?

The policy would default to the Estate. which in most cases the spouse would be the executor of the estate. however, it would have to go through probate court first, so you always want to have a primary beneficiary a life insurance policy.


What does it mean when the beneficiary of a life insurance policy is the employer but there's a surviving spouse who is not listed as a beneficiary?

Generally, the proceeds will be paid to the named beneficiary. However, the survivor should discuss the situation with an attorney.


How old does a beneficiary have to be for to receive payment from a life insurance policy?

There is no age restriction for a beneficiary on a life insurance policy.


If beneficary dies before the insured does surviving spouse have rights?

If the beneficiary of a life insurance policy predeceases the insured, the insured should make arrangements to name a new beneficiary. If they do not, the policy proceeds will become part of their estate if they die without naming a new beneficiary. You should consult with the insurance company.


Who is the beneficiary for your life insurance?

The beneficiary of a life insurance policy is the person or entity designated by you when you apply for the policy and when it is issued by the insurer.


Can you have a secondary beneficiary on your life insurance?

Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.


If you purchase life insurance policy on your adult child naming myself as beneficiary can adult child change beneficiary?

The purchaser of an insurance policy names the beneficiary.


Can an insured person also be the beneficiary on an insurance policy?

Yes, there is no bar in the insured person being beneficiary on another insurance policy.


Can a Will override the beneficiary on a life insurance policy?

No.


Are you a beneficiary of a life insurance policy?

yes


Who can legally change the beneficiary on a life insurance policy?

The Insured can change the beneficiary on a life insurance contract.

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