You will have to check your state law on this. If it is a no-fault state. Then your insurance will repair your vehicle and then bill the other driver's company. I am not sure of the procedure in a "fault" state. You could try contacting your insurance agent or any auto insurance agent in your state.
The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.
The Rental Car Company is responsible if they allowed an uninsured driver to rent and drive their vehicle. You will need to file a claim against both the driver and the rental car company.
You may or may not have to provide insurance for them if they have their own vehicle but you are responsible for listing them on your auto insurance policy and providing your insurance company with their license information and birthdate.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
No, The other persons Insurer is not responsible for the coverages or lack of coverage you decided to purchase from your own insurer.
It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.
Low insurance quotes would be obtained from an insurance company after showing a long history of safety and a lack of accidents or collisions. An insurance company would offer a low quote after seeing that the customer is a responsible driver.
A company owns a truck that is used to move semi-trailers and this company is self insured has leased a driver from another company and the driver has an accident on the truck owners property that involves only the truck who would be responsible for the damages. The company who owns the truck and their insurance or the company who leased the driver ?
Any person who drives your vehicle should be listed as a driver on your auto insurance policy. Not only should they be listed but according to the policy terms you are required to notify the insurance company of any and all drivers and household residents. If a person has an accident while driving your vehicle and you have not listed that person as a driver you could be guilty of material misrepresentation and the claim could be denied by the insurance company. In the terms of the policy both the company and the policyholder both have requirements that they are responsible for. The policyholder is responsible for being truthful, providing answers to their questions, and paying the premiums on a timely manner. The company is responsible to pay claims that they are responsible to pay under the terms of the policy.
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
The answer will vary from state to state, loan to loan and insurance company to insurance company. However, in most jurisdictions the DRIVER is responsible for insurance, regardless of who owns/titles/leases the vehicle. If I understand your question, you are asking whether the principal on the loan or cosigner is responsible for insurance? Most insurance companies could give a rats donkey WHO carries insurance, so long as insurance meets the loans stipulations, but you would be best suited asking the insurance company.